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75 Watson Ln, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 75 Watson Ln, Ludlow, MA 01056 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,577 sqft · built 2006
Lot Size1.07 acres (46,783 sqft)
OwnerIndividual Name on File
Last Sale$128,000 (Jan 2006)
Tax Bill$10,105 (2025)
Deeds & MortgagesSep 2020 Refinance
Mar 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNM:041-17390 B:24H L:0

Property Details

APN / Parcel Number

Primary APNM:041-17390 B:24H L:0
Alternative APNs
  • LUDL M:41 B:17390 P:24H
  • 10252

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,577 sqft Living Area
Gross Area5,833 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area46,783 sqft (1.07 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number10252
Street Address75 WATSON LN
CityLUDLOW
StateMA
Zip01056-1750
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block17390
JurisdictionLUDLOW MA
Township / Civil DivisionLUDLOW
Census Block Group3
Census Block3018
Census Tract810414

Owner

Source: Hampden County and Ludlow Town records · APN M:041-17390 B:24H L:0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address75 WATSON LN, LUDLOW, MA 01056-1750
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
NORCOM MORTGAGE
Mar 09, 2018Deed of Trust, Mortgage · Conventional Mortgage
KEYBANK USA
Jan 27, 2017Deed of Trust, Mortgage · Conventional Mortgage
PAWTUCKET CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 17, 2006 · Amount on Record
Deed SaleJan 17, 2006 · Amount on Record
Deed Book / Page15639 / 140
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUDLOW MA
Property Address75 WATSON LN, LUDLOW, MA 01056-1750
Transaction TypeMortgage
Record UpdatedMay 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number023416-583
DateSep 14, 2020
Book Page23416/583
Instrument51583
Lender
NameNORCOM MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUDLOW MA
Property Address75 WATSON LN, LUDLOW, MA 01056-1750
Document Number22101-6
Instrument DateMar 09, 2018
Transaction TypeMortgage
Record UpdatedApr 10, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number22101-6
DateMar 21, 2018
Book Page022101/000006
Instrument14486
Lender
NameKEYBANK USA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMar 20, 2038

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUDLOW MA
Property Address75 WATSON LN, LUDLOW, MA 01056-1750
Document Number21556-4
Book / Page021556 / 000004
Instrument DateJan 27, 2017
Transaction TypeMortgage
Record UpdatedFeb 21, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number21556-4
DateFeb 01, 2017
Book Page021556/000004
Instrument5990
Lender
NamePAWTUCKET CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJan 31, 2037

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
County SubdivisionLudlow Town
Unified School DistrictLudlow School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$10,105.00 (+10.65%)$582,400 (+15.37%) Land $92,500 Building $489,900$596,790 (-)
2024$9,132.00 (+3.51%)$504,800 (+11.63%) Land $92,600 Building $412,200$596,790
2023$8,822.00$452,200 Land $77,000 Building $375,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250138104143, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies6 in force
Nearby Flood Claims4 (1984–2013)
Claims Outside the SFHA2 of 4
Most Recent ClaimJun 2013, rainfall accumulation

Wildfire

Wildfire RiskLow
above 20% of the US · above 58% of Massachusetts
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 60 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

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