Hampden County and Ludlow Town property record for 43 Watson Ln, Ludlow, MA 01056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,608 sqft · built 2006 |
| Lot Size | 1.03 acres (45,215 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $404,300 (Jul 2006) |
| Tax Bill | $8,711 (2026) |
| Deeds & Mortgages | Aug 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | M:041-17390 B:24F L:0 |
| Primary APN | M:041-17390 B:24F L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,608 sqft Living Area |
| Gross Area | 5,736 sqft |
| Basement Area | 1,304 sqft |
| Unfinished Basement | 1,304 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 45,215 sqft (1.03 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 10250 |
|---|---|
| Street Address | 43 WATSON LN |
| City | LUDLOW |
| State | MA |
| Zip | 01056-1750 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | ALDEN DEV ASSOC |
| Legal Block | 17390 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 810414 |
Source: Hampden County and Ludlow Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 43 WATSON LN, LUDLOW, MA 01056-1750 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 17, 2006 · Amount on Record |
| Deed Sale | Jul 17, 2006 · Amount on Record |
| Deed Document Number | 2006160337 |
| Deed Book / Page | 16053 / 518 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUDLOW MA |
| Property Address | 43 WATSON LN, LUDLOW, MA 01056-1750 |
| Transaction Type | Mortgage |
| Record Updated | Sep 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 24069-257 |
|---|---|
| Date | Aug 19, 2021 |
| Book Page | 24069/257 |
| Instrument | 58214 |
| Name | PEOPLES UNITED BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,711.00 (+1.24%) | $544,100 (+9.72%) Land $101,700 Building $442,400 | $614,540 (+2.39%) |
| 2025 | $8,604.00 (+3.88%) | $495,900 (+8.3%) Land $92,400 Building $403,500 | $600,210 (-) |
| 2024 | $8,283.00 (+3.95%) | $457,900 (+12.12%) Land $92,500 Building $365,400 | $600,210 |
| 2023 | $7,968.00 | $408,400 Land $76,900 Building $331,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (1984–2013) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jun 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
5G (outdoors only) and 4G LTE
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