609 Willowbrook Way, O Fallon, IL 62269 Property Records

St. Clair County property record for 609 Willowbrook Way, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,545 sqft · built 2014
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$243,000 (Jan 2018)
Tax Bill	$6,952 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2022 Line of Credit + 3 more
APN	`03-24-0-106-004`

Property Details

APN / Parcel Number

Primary APN	`03-24-0-106-004`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	1,545 sqft Living Area
Basement Area	1,545 sqft
Unfinished Basement	1,545 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Construction Type	Frame
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Mixed
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	560 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	609 WILLOWBROOK WAY
City	O FALLON
State	IL
Zip	62269-7059
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILBURN ESTATES LOT 88 A02646944
Legal Subdivision	MILBURN ESTATES
Legal Block	106
Legal Lot Number	88
Jurisdiction	ST CLAIR IL
Township / Civil Division	CASEYVILLE
Census Block Group	2
Census Block	2011
Census Tract	503404

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	609 WILLOWBROOK WAY, O FALLON, IL 62269-7059
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 8, 2022	Deed of Trust, Mortgage · Line of Credit SCOTT CU
Mar 31, 2020	Quit Claim Deed, Transfer ALLIANCE FCU
Jan 9, 2018	Warranty Deed, Transfer · Conventional with PMI ALLIANCE FCU
Aug 30, 2017	Grant Deed, Transfer · Conventional with PMI MONTGOMERY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2018 · Amount on Record
Deed Sale	Jan 9, 2018 · Amount on Record
Prior Sale	Aug 30, 2017 · Amount on Record
Deed Document Number	20182564152
Last Transfer Date	Mar 23, 2020
Transfer Doc	00A2646944
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	609 WILLOWBROOK WAY, O FALLON, IL 62269-7059
Transaction Type	Mortgage
Record Updated	Oct 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02693198
Date	Mar 26, 2021
Instrument	A02693198

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	609 WILLOWBROOK WAY, O FALLON, IL 62269-7059
Transaction Type	Mortgage
Record Updated	Oct 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02758651
Date	Sep 8, 2022
Instrument	A02758651

Lender

Name	SCOTT CU
Type	Credit Union
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 7, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CLAIR IL
Recording Date	Mar 31, 2020
Property Address	609 WILLOWBROOK WAY, O FALLON, IL 62269-7059
Document Number	00A2646944
Instrument Date	Mar 23, 2020
Instrument	2646944
Transaction Type	Transfer
Record Updated	May 13, 2020
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 WILLOWBROOK WAY O FALLON IL 622697059, O FALLON, IL 62269-7059

Mortgage

Document Number	A2646945
Date	Mar 31, 2020
Instrument	2646945

Lender

Name	ALLIANCE FCU
Type	Credit Union
Address	FENTON, MO 63026

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2050

Interest

Rate Type	Adjustable Rate
Rate	4%

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jan 9, 2018
Property Address	609 WILLOWBROOK WAY, O FALLON, IL 62269-7059
Document Number	00A2564152
Instrument Date	Dec 27, 2017
Instrument	2564152
Transaction Type	Transfer
Record Updated	Jan 24, 2018
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$364.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	831 BRIDGEWAY DR O FALLON IL 622697092, O FALLON, IL 62269-7092

Mortgage

Document Number	A2564153
Date	Jan 9, 2018
Instrument	2564153

Lender

Name	ALLIANCE FCU
Type	Credit Union
Address	FENTON, MO 63026

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 8, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST CLAIR IL
Recording Date	Aug 30, 2017
Property Address	609 WILLOWBROOK WAY, O FALLON, IL 62269-7059
Document Number	00A2550193
Instrument Date	Aug 25, 2017
Instrument	2550193
Transaction Type	Transfer
Record Updated	Nov 22, 2017
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$387.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1711 ROCKWATER LN KEARNEY MO 640607951, KEARNEY, MO 64060-7951

Mortgage

Document Number	A2550194
Date	Aug 30, 2017
Instrument	2550194

Lender

Name	MONTGOMERY BK
Type	Bank
Address	SIKESTON, MO 63801

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Caseyville Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,952.00 (+9.5%) Homeowner's exemption	$104,614 (+10.11%) Land $21,382 Building $83,232	$313,842 (+10.11%) Land $64,146 Building $249,696
2024	$6,349.00	$95,009 (+29.74%) Land $19,419 Building $75,590	$285,027 (+29.74%) Land $58,257 Building $226,770
2022		$73,229 Land $16,840 Building $56,389	$219,687 Land $50,520 Building $169,167

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1979–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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