604 Willowbrook Way, O Fallon, IL 62269 Property Records

St. Clair County property record for 604 Willowbrook Way, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,866 sqft · built 2015
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$282,000 (Aug 2018)
Tax Bill	$7,457 (2025)
Deeds & Mortgages	Oct 2020 Construction Loan Aug 2018 Sale & Mortgage
APN	`03-24-0-105-014`

Property Details

APN / Parcel Number

Primary APN	`03-24-0-105-014`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,866 sqft Living Area
Basement Area	1,866 sqft
Unfinished Basement	1,866 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Construction Type	Frame
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Mixed
Garage Area	656 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	580 sqft
Patio Area	100 sqft
Canopy	60 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	604 WILLOWBROOK WAY
City	O FALLON
State	IL
Zip	62269-7058
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILBURN ESTATES LOT 84 A02584826
Legal Subdivision	MILBURN ESTATES
Legal Block	105
Legal Lot Number	84
Jurisdiction	ST CLAIR IL
Township / Civil Division	CASEYVILLE
Census Block Group	2
Census Block	2009
Census Tract	503404

Owner

604 Willowbrook Way is owned and occupied by two individuals who bought it in August 2018.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	604 WILLOWBROOK WAY, O FALLON, IL 62269-7058
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2020	Deed of Trust, Construction Loan · Construction Mortgage FIRST NAT'L BK/WATERLOO
Aug 1, 2018	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2018 · Amount on File
Deed Sale	Aug 1, 2018 · Amount on File
Prior Sale	Sep 29, 2015 · Amount on File
Deed Document Number	20182584826
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Recording Date	Oct 27, 2020
Property Address	604 WILLOWBROOK WAY, O FALLON, IL 62269-7058
Document Number	00A2672997
Instrument Date	Oct 13, 2020
Instrument	2672997
Transaction Type	Construction Loan
Record Updated	Dec 1, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 WILLOWBROOK WAY O FALLON IL 622697058, O FALLON, IL 62269-7058

Mortgage

Document Number	00A2672997
Date	Oct 27, 2020
Instrument	2672997

Lender

Name	FIRST NAT'L BK/WATERLOO
Type	Bank
Address	O FALLON, IL 62269

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 26, 2035

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Aug 1, 2018
Property Address	604 WILLOWBROOK WAY, O FALLON, IL 62269-7058
Document Number	00A2584826
Instrument Date	Jul 27, 2018
Instrument	2584826
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	FIRST AMERICAN TITLE, 1ST AMERICAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$423.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	604 WILLOWBROOK WAY O FALLON IL 622697058, O FALLON, IL 62269-7058

Mortgage

Document Number	A2584827
Date	Aug 1, 2018
Instrument	2584827

Lender

Name	FINANCE OF AMERICA MTG
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 31, 2048

Interest

Rate	4.75%

Tax Assessment & Valuation

The 2025 property tax bill for 604 Willowbrook Way was $7,457 with a homeowner's exemption.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Caseyville Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,457.00	$111,771 Land $22,123 Building $89,648	$335,313 Land $66,369 Building $268,944
2022		$84,196 Land $17,422 Building $66,774	$252,588 Land $52,266 Building $200,322

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 604 Willowbrook Way; there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1979–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 604 Willowbrook Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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