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609 Prospect Bay Dr E, Grasonville, MD 21638 Property Records

Queen Anne's County property record for 609 Prospect Bay Dr E, Grasonville, MD 21638 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4.5 ba · 3,482 sqft · built 1986
Lot Size5.11 acres (222,592 sqft)
Owner2 Individual Names on File
Last Sale$860,000 (Dec 2017)
Tax Bill$9,518 (2025)
Deeds & MortgagesJan 2023 Line of Credit
Dec 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-022290

Property Details

APN / Parcel Number

Primary APN05-022290
Alternative APNs
  • 5022290
  • 022290

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,482 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area222,592 sqft (5.11 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area1,170 sqft
PorchSlab
Porch Area1,070 sqft
Deck Area40 sqft
Shed1 Shed
Shed Area256 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number022290
Street Address609 PROSPECT BAY DR E
CityGRASONVILLE
StateMD
Zip21638-1193
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 23 PROSPECT PLANTATION
Legal SubdivisionPROSPECT PLANTATION
Legal BlockEAST
Legal Lot Number23
JurisdictionQUEEN ANNE'S MD
Township / Civil Division5, QUEENSTOWN
Census Block Group3
Census Block3003
Census Tract810600

Owner

Source: Queen Anne's County records · APN 05-022290

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address609 PROSPECT BAY DR E, GRASONVILLE, MD 21638-1193
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2023Deed of Trust, Mortgage · Line of Credit
SANDY SPRING BANK
Dec 21, 2017Deed, Transfer · Commercial Mortgage
REVERE BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 21, 2017 · Amount on Record
Deed SaleDec 21, 2017 · Amount on Record
Prior SaleDec 22, 2008
Deed Document Number20172824-208
Deed Book / Page2824 / 208
Prior Transfer DateDec 04, 2008
Prior Transfer Doc0018260734
Record UpdatedSep 20, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionQUEEN ANNE'S MD
Property Address609 PROSPECT BAY DR E, GRASONVILLE, MD 21638-1193
Transaction TypeMortgage
Record UpdatedFeb 08, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address609 PROSPECT BAY DR E, GRASONVILLE, MD 21638-1193

Mortgage

Document Number0041730149
DateJan 26, 2023
Book Page4173/149
Lender
NameSANDY SPRING BANK
TypeBank
AddressOLNEY, MD 20832
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2017: Deed, Transfer

Document TypeDeed
JurisdictionQUEEN ANNE'S MD
Recording DateDec 21, 2017
Property Address609 PROSPECT BAY DR E, GRASONVILLE, MD 21638-1193
Document Number0028240208
Book / Page2824 / 208
Map ReferenceCWC1 PL50
Instrument DateDec 15, 2017
Instrument2824-208
Transaction TypeTransfer
Record UpdatedAug 10, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$8,600.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address609 PROSPECT BAY DR E, GRASONVILLE, MD 21638-1193

Mortgage

Document Number2824214
DateDec 21, 2017
Instrument2824-214
Lender
NameREVERE BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Queen Anne's County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyQueen Anne's County
Unified School DistrictQueen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,304,867 (+26.22%)$1,399,400 (+16.96%) Land $700,200 Building $699,200
2025$9,518.00 (+6.1%) Homeowner's exemption$1,033,767 (+8.54%)$1,196,500 (+25.63%) Land $700,200 Building $496,300
2023$8,971.00 Homeowner's exemption$952,400 Land $550,200 Building $402,200$952,400 Land $550,200 Building $402,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Queen Anne's County (24035C), updated October 25, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240358106003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 94 individual NFIP policies nearby
Nearby Flood Policies94 in force
Nearby Flood Claims24 (2000–2024)
Claims Outside the SFHA8 of 24
Most Recent ClaimJan 2024, tidal / storm surge
Claims By Storm
  • Hurricane Isabel, Sep 2003 · 21 claims

Wildfire

Wildfire RiskLow
above 32% of the US · above 68% of Maryland
Wildfire LikelihoodAbout 1 in 4,167 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 37 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Talkie CommunicationsFiber10,000 / 10,000
XfinityFiber2,000 / 2,000
Cogeco Cable Holdings IICable1,000 / 50
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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