Queen Anne's County property record for 604 Prospect Bay Dr E, Grasonville, MD 21638
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,688 sqft · built 1987 |
| Lot Size | 5.01 acres (218,236 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $398,500 (Aug 2000) |
| Tax Bill | $6,802 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-022320 |
| Primary APN | 05-022320 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,688 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 218,236 sqft (5.01 acres) |
| Garage Type | Built-in |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 920 sqft |
|---|---|
| Deck Area | 668 sqft |
| Patio Area | 264 sqft |
| Stable | 1,320 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 022320 |
|---|---|
| Street Address | 604 PROSPECT BAY DR E |
| City | GRASONVILLE |
| State | MD |
| Zip | 21638-1193 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NC-5 |
| Legal Description | LOT 26 PROSPECT PLANTATION |
| Legal Subdivision | PROSPECT PLANTATION EAST |
| Legal Lot Number | 26 |
| Jurisdiction | QUEEN ANNE'S MD |
| Township / Civil Division | 5, QUEENSTOWN |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 810600 |
604 Prospect Bay Dr E is owned and occupied by two individuals who bought it in August 2000.
Source: Queen Anne's County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 604 PROSPECT BAY DR E, GRASONVILLE, MD 21638-1193 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 2000 · Amount on File |
| Deed Sale | Aug 24, 2000 · Amount on File |
| Prior Sale | Dec 7, 1998 · Amount on File |
| Deed Document Number | 20001200 |
| Deed Book / Page | 750 / 195 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | QUEEN ANNE'S MD |
| Property Address | 604 PROSPECT BAY DR E, GRASONVILLE, MD 21638-1193 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2023 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0040740005 |
|---|---|
| Date | Jul 7, 2022 |
| Book Page | 4074/5 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | May 1, 2052 |
The 2025 property tax bill for 604 Prospect Bay Dr E was $6,802 with a homeowner's exemption.
Source: Queen Anne's County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Queen Anne's County |
| Unified School District | Queen Annes County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $778,200 | $827,300 Land $273,500 Building $553,800 | |
| 2025 | $6,802.00 Homeowner's exemption | ||
| 2023 | $6,146.00 | $652,500 | $680,000 Land $213,000 Building $467,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 604 Prospect Bay Dr E in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 2000.
Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 94 policies |
| Nearby Flood Policies | 94 in force |
| Nearby Flood Claims | 24 (2000–2024) |
| Claims Outside the SFHA | 8 of 24 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 604 Prospect Bay Dr E is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 68% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Talkie Communications Fiber | 10,000 / 10,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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