606 Prospect Bay Dr E, Grasonville, MD 21638 Property Records

Queen Anne's County property record for 606 Prospect Bay Dr E, Grasonville, MD 21638

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,628 sqft · built 1986
Lot Size5.05 acres (219,978 sqft)
OwnerIndividual Name on File
Last Sale$980,000 (Dec 2004)
Tax Bill$10,153 (2025)
Deeds & MortgagesJan 2022 Mortgage
May 2021 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN05-022312

Property Details

APN / Parcel Number

Primary APN05-022312
Alternative APNs
  • 5022312
  • 022312

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,628 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area219,978 sqft (5.05 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area760 sqft
PorchSlab
Porch Area32 sqft
Deck Area144 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number022312
Street Address606 PROSPECT BAY DR E
CityGRASONVILLE
StateMD
Zip21638-1193
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNC-5
Legal DescriptionLOT 25 PROSPECT PLANTATION
Legal SubdivisionPROSPECT PLANTATION
Legal BlockEAST
Legal Lot Number25
JurisdictionQUEEN ANNE'S MD
Township / Civil Division5, QUEENSTOWN
Census Block Group3
Census Block3003
Census Tract810600

Owner

Source: Queen Anne's County assessment roll, as of August 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address606 PROSPECT BAY DR E, GRASONVILLE, MD 21638-1193
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2022Deed of Trust, Mortgage · Conventional Mortgage
FIRST NATIONAL BANK OF PENNSYLVANIA
May 6, 2021Intrafamily Transfer, Transfer
Apr 27, 2020Loan Modification, Mortgage
QUEENSTOWN BK/MD
Jun 21, 2019Loan Modification, Mortgage
CONSTRUCTION SVCS & SUPPLY INC
Apr 27, 2018Deed of Trust, Mortgage · Line of Credit
KEVIN CASHEN

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 21, 2004 · Amount on Record
Deed SaleDec 21, 2004 · Amount on Record
Prior SaleOct 13, 1999 · Amount on Record
Deed Document Number200442346
Deed Book / Page1342 / 520
Last Transfer DateApr 16, 2021
Transfer Doc0037040202
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionQUEEN ANNE'S MD
Property Address606 PROSPECT BAY DR E, GRASONVILLE, MD 21638-1193
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyLAKESIDE TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0039570197
DateJan 27, 2022
Book Page3957/197
Lender
NameFIRST NATIONAL BANK OF PENNSYLVANIA
TypeBank
AddressHERMITAGE, PA 16148
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 1, 2037

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionQUEEN ANNE'S MD
Recording DateMay 6, 2021
Property Address606 PROSPECT BAY DR E, GRASONVILLE, MD 21638-1193
Document Number0037040202
Book / Page3704 / 202
Map ReferenceMB 1 PG 50
Instrument DateApr 16, 2021
Transaction TypeTransfer
Record UpdatedJun 2, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address606 PROSPECT BAY DR E, GRASONVILLE, MD 21638-1193

April 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionQUEEN ANNE'S MD
Property Address606 PROSPECT BAY DR E, GRASONVILLE, MD 21638-1193
Document Number0033620146
Instrument DateApr 27, 2020
Transaction TypeMortgage
Record UpdatedJul 8, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address606 PROSPECT BAY DR E GRASONVILLE MD 216381193, GRASONVILLE, MD 21638-1193

Mortgage

Document Number0033620146
DateJun 16, 2020
Book Page003362/000146
Lender
NameQUEENSTOWN BK/MD
TypeBank
AddressQUEENSTOWN, MD 21658
Agreement
AmountAmount Recorded

June 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionQUEEN ANNE'S MD
Property Address606 PROSPECT BAY DR E, GRASONVILLE, MD 21638-1193
Document Number0031270055
Instrument DateJun 21, 2019
Transaction TypeMortgage
Record UpdatedAug 13, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address606 PROSPECT BAY DR E GRASONVILLE MD 216381193, GRASONVILLE, MD 21638-1193

Mortgage

Document Number0031270055
DateJul 29, 2019
Book Page003127/000055
Lender
NameCONSTRUCTION SVCS & SUPPLY INC
Address385 LOG CANOE CIR, STEVENSVILLE, MD 21666-2108
Agreement
AmountAmount Recorded

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionQUEEN ANNE'S MD
Property Address606 PROSPECT BAY DR E, GRASONVILLE, MD 21638-1193
Document Number0028930257
Instrument DateApr 27, 2018
Transaction TypeMortgage
Record UpdatedJul 8, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address606 PROSPECT BAY DR E GRASONVILLE MD 216381193, GRASONVILLE, MD 21638-1193

Mortgage

Document Number0028930257
DateMay 4, 2018
Book Page002893/000257
Lender
NameKEVIN CASHEN
AddressPO BOX 120, QUEENSTOWN, MD 21658-0120
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Queen Anne's County assessment roll, as of August 12, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyQueen Anne's County
Unified School DistrictQueen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,088,667 (+1.61%)$1,105,900 (-) Land $701,200 Building $404,700
2025$10,153.00 (+2.65%)$1,071,433 (+2.04%)$1,105,900 (+4.9%) Land $701,200 Building $404,700
2023$9,891.00$1,050,000$1,054,200 Land $726,200 Building $328,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 94 policies
Nearby Flood Policies94 in force
Nearby Flood Claims24 (2000–2024)
Claims Outside the SFHA8 of 24
Most Recent ClaimJan 2024 · tidal / storm surge
Claims by Event
  • Hurricane Isabel, Sep 2003 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Talkie Communications
Fiber
10,000 / 10,000
Xfinity
Fiber
2,000 / 2,000
Cogeco Cable Holdings II
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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