504 Prospect Bay Dr E, Grasonville, MD 21638 Property Records

Queen Anne's County property record for 504 Prospect Bay Dr E, Grasonville, MD 21638 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	5 ba · 4,179 sqft · built 2003
Lot Size	5.01 acres (218,236 sqft)
Owner	2 Individual Names on File
Last Sale	$782,200 (Oct 2020)
Tax Bill	$8,518 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-022371`

Property Details

APN / Parcel Number

Primary APN	`05-022371`
Alternative APNs	`5022371` `022371`

Interior

Full Baths	5 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	4,179 sqft Total Area
Basement Area	1,591 sqft
Finished Basement	1,591 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	218,236 sqft (5.01 acres)
Garage Type	Mixed
Garage Area	599 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	632 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	022371
Street Address	504 PROSPECT BAY DR E
City	GRASONVILLE
State	MD
Zip	21638-1183
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 31 PROSPECT PLANTATION
Legal Subdivision	PROSPECT PLANTATION
Legal Block	EAST
Legal Lot Number	31
Jurisdiction	QUEEN ANNE'S MD
Township / Civil Division	5, QUEENSTOWN
Census Block Group	3
Census Block	3003
Census Tract	810600

Owner

Source: Queen Anne's County records · APN 05-022371

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	504 PROSPECT BAY DR E, GRASONVILLE, MD 21638-1183
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 08, 2024	Deed of Trust, Mortgage · Unknown SHORE UNITED BANK NA
Aug 05, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 01, 2020	Deed, Transfer · FHA Mortgage FIRST SAVINGS MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 01, 2020 · Amount on Record
Deed Sale	Oct 01, 2020 · Amount on Record
Prior Sale	Apr 04, 2002 · Amount on Record
Deed Book / Page	3465 / 154
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUEEN ANNE'S MD
Property Address	504 PROSPECT BAY DR E, GRASONVILLE, MD 21638-1183
Transaction Type	Mortgage
Record Updated	Mar 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 PROSPECT BAY DR E, GRASONVILLE, MD 21638-1183

Mortgage

Document Number	0043390277
Date	Feb 08, 2024
Book Page	4339/277

Lender

Name	SHORE UNITED BANK NA
Type	Bank
Address	STEVENSVILLE, MD 21666

Agreement

Type	Unknown
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUEEN ANNE'S MD
Property Address	504 PROSPECT BAY DR E, GRASONVILLE, MD 21638-1183
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037970116
Date	Aug 05, 2021
Book Page	3797/116

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Oct 01, 2050

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	QUEEN ANNE'S MD
Recording Date	Oct 01, 2020
Property Address	504 PROSPECT BAY DR E, GRASONVILLE, MD 21638-1183
Document Number	0034650154
Book / Page	3465 / 154
Map Reference	MB CWC 1 FO 50
Instrument Date	Sep 30, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	BAY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	504 PROSPECT BAY DR E, GRASONVILLE, MD 21638-1183

Mortgage

Document Number	0003465162
Date	Oct 01, 2020
Instrument	3465/162

Lender

Name	FIRST SAVINGS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2050

Tax Assessment & Valuation

Source: Queen Anne's County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Queen Anne's County
Unified School District	Queen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$940,867 (+14.66%)	$983,900 (+15.1%) Land $273,500 Building $710,400
2025	$8,518.00 (+10.19%)
2023	$7,730.00	$820,600	$854,800 Land $213,000 Building $641,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Queen Anne's County (24035C), updated October 25, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240358106003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 94 individual NFIP policies nearby
Nearby Flood Policies	94 in force
Nearby Flood Claims	24 (2000–2024)
Claims Outside the SFHA	8 of 24
Most Recent Claim	Jan 2024, tidal / storm surge
Claims By Storm	Hurricane Isabel, Sep 2003 · 21 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 37 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Talkie Communications	Fiber	10,000 / 10,000
Xfinity	Fiber	2,000 / 2,000
Cogeco Cable Holdings II	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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