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605 Prospect Bay Dr E, Grasonville, MD 21638 Property Records

Queen Anne's County property record for 605 Prospect Bay Dr E, Grasonville, MD 21638 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,388 sqft · built 1974
Lot Size5.01 acres (218,236 sqft)
Owner2 Individual Names on File
Last Sale$597,000 (Mar 2001)
Tax Bill$9,988 (2025)
Deeds & MortgagesJan 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN05-022282

Property Details

APN / Parcel Number

Primary APN05-022282
Alternative APNs
  • 5022282
  • 022282

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,388 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleSplit Level
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area218,236 sqft (5.01 acres)
View / LotWaterfront
Garage TypeMixed
Garage Area1,084 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

Pool Area920 sqft
PorchPorch
Porch Area168 sqft
Deck Area70 sqft
Patio Area252 sqft
Stable1,296 sqft
Boat AccessBoat Access
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number022282
Street Address605 PROSPECT BAY DR E
CityGRASONVILLE
StateMD
Zip21638-1193
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 22 PROSPECT PLANTATION
Legal SubdivisionPROSPECT PLANTATION
Legal BlockEAST
Legal Lot Number22
JurisdictionQUEEN ANNE'S MD
Township / Civil Division5, QUEENSTOWN
Census Block Group3
Census Block3003
Census Tract810600

Owner

Source: Queen Anne's County records · APN 05-022282

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address605 PROSPECT BAY DR E, GRASONVILLE, MD 21638-1193
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 28, 2001 · Amount on Record
Deed SaleMar 28, 2001 · Amount on Record
Prior SaleJun 03, 1991 · Amount on Record
Deed Document Number2001399
Deed Book / Page789 / 433
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionQUEEN ANNE'S MD
Property Address605 PROSPECT BAY DR E, GRASONVILLE, MD 21638-1193
Transaction TypeMortgage
Record UpdatedOct 25, 2022
Title CompanyNEWLYN TTL ASSURANCE COO INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0039550173
DateJan 25, 2022
Book Page3955/173
Lender
NameEMBRACE HOME LOANS INC
TypeMortgage Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

Tax Assessment & Valuation

Source: Queen Anne's County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyQueen Anne's County
Unified School DistrictQueen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,159,933 (+17.64%)$1,244,100 (+25.46%) Land $700,000 Building $544,100
2025$9,988.00 (+7.54%) Homeowner's exemption
2023$9,288.00 Homeowner's exemption$986,033$991,600 Land $550,000 Building $441,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Queen Anne's County (24035C), updated October 25, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240358106003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 94 individual NFIP policies nearby
Nearby Flood Policies94 in force
Nearby Flood Claims24 (2000–2024)
Claims Outside the SFHA8 of 24
Most Recent ClaimJan 2024, tidal / storm surge
Claims By Storm
  • Hurricane Isabel, Sep 2003 · 21 claims

Wildfire

Wildfire RiskLow
above 32% of the US · above 68% of Maryland
Wildfire LikelihoodAbout 1 in 4,167 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 37 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Talkie CommunicationsFiber10,000 / 10,000
XfinityFiber2,000 / 2,000
Cogeco Cable Holdings IICable1,000 / 50
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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