609 Forest Ave, Chattanooga, TN 37405 Property Records

Hamilton County property record for 609 Forest Ave, Chattanooga, TN 37405

Property Summary

Property Type	Single Family Home
Details	4 ba · 4,211 sqft · built 1920
Lot Size	0.227 acres (9,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$137,000 (Mar 2020)
Tax Bill	$5,251 (2025)
Deeds & Mortgages	May 2017 Mortgage Mar 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`135D N 009`

Property Details

APN / Parcel Number

Primary APN	`135D N 009`
Alternative APN	`0000059426`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,211 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1983
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,900 sqft (0.227 acres)
Lot Dimensions	198 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000059426
Street Address	609 FOREST AVE
City	CHATTANOOGA
State	TN
Zip	37405-3928
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT PT 9 BLK E FRAZIER & COLVILLES ADDN TO HILL CITY PB 4 PG 28
Legal Subdivision	FRAZIER & COLVILLES
Legal Block	E
Legal Lot Number	9
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	1
Census Block	1007
Census Tract	600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	609 FOREST AVE, CHATTANOOGA, TN 37405-3928
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2017	Deed of Trust, Mortgage · Commercial Mortgage PINNACLE BANK
Mar 27, 2020	Warranty Deed, Transfer KELTY TITLE AND ESCROW SERVICES INC, REALTY TITLE & ESCROW SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2020 · Amount on Record
Deed Sale	Mar 27, 2020 · Amount on Record
Prior Sale	Sep 23, 2013 · Amount on Record
Deed Document Number	2020032700192
Deed Book / Page	11951 / 531
Record Updated	Jun 8, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	609 FOREST AVE, CHATTANOOGA, TN 37405-3928
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000231
Date	May 9, 2017
Book Page	11045/497
Instrument	2017050900231

Lender

Name	PINNACLE BANK
Type	Bank
Address	CHATTANOOGA, TN 37402

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 27, 2020
Property Address	609 FOREST AVE, CHATTANOOGA, TN 37405-3928
Document Number	0327000192
Book / Page	011951 / 000531
Instrument Date	Mar 27, 2020
Instrument	200327000192
Transaction Type	Transfer
Record Updated	Jun 17, 2020
Title Company	KELTY TITLE AND ESCROW SERVICES INC, REALTY TITLE & ESCROW SVCS INC

Transaction

Amount	Amount Recorded
Tax	$5,069.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 FOREST AVE CHATTANOOGA TN 374053928, CHATTANOOGA, TN 37405-3928

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,251.00 (-8.73%)	$346,475 (+34.74%)	$1,385,900 (+34.74%) Land $225,000 Building $1,160,900
2024	$5,753.00	$257,150 (-)	$1,028,600 (-) Land $150,000 Building $878,600
2023	$5,753.00	$257,150 (-)	$1,028,600 (-) Land $150,000 Building $878,600
2022	$5,753.00	$257,150	$1,028,600 Land $150,000 Building $878,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1988–2003)
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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