615 Forest Ave, Chattanooga, TN 37405 Property Records

Hamilton County property record for 615 Forest Ave, Chattanooga, TN 37405

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,164 sqft · built 1900
Lot Size	0.454 acres (19,800 sqft)
Owner	2 Individuals on Record
Last Sale	$435,000 (Jan 2019)
Tax Bill	$1,818 (2025)
Deeds & Mortgages	Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`135D N 007`

Property Details

APN / Parcel Number

Primary APN	`135D N 007`
Alternative APN	`0000059424`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,164 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1981
Exterior Material	Aluminum Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	19,800 sqft (0.454 acres)
Lot Dimensions	198 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	480 sqft
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000059424
Street Address	615 FOREST AVE
City	CHATTANOOGA
State	TN
Zip	37405-3928
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 8B BLK E FRAZIER & COLVILLES ADDN TO HILL CITY PB 4 PG 28 REV 104-84
Legal Subdivision	FRAZIER & COLVILLES
Legal Block	E
Legal Lot Number	8
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	1
Census Block	1007
Census Tract	600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County assessment roll, as of May 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	615 FOREST AVE, CHATTANOOGA, TN 37405-3928
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2019 · Amount on Record
Deed Sale	Jan 2, 2019 · Amount on Record
Prior Sale	Nov 3, 2014 · Amount on Record
Deed Document Number	2019010200178
Deed Book / Page	11535 / 673
Record Updated	Jun 8, 2026

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jan 2, 2019
Property Address	615 FOREST AVE, CHATTANOOGA, TN 37405-3928
Document Number	0102000178
Book / Page	011535 / 000673
Instrument Date	Dec 28, 2018
Instrument	190102000178
Transaction Type	Transfer
Record Updated	Jan 25, 2019
Title Company	NORTH START TITLE INSURANCE AGENCY INC, NORTHGATE TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,609.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	615 FOREST AVE CHATTANOOGA TN 374053928, CHATTANOOGA, TN 37405-3928

Mortgage

Document Number	102000179
Date	Jan 2, 2019
Book Page	011535/000675
Instrument	190102000179

Lender

Name	SECURITY FSB/MCMINNVILLE TN
Address	MCMINNVILLE, TN 37110

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,818.00 (-12.93%)	$119,950 (+28.49%)	$479,800 (+28.49%) Land $225,000 Building $254,800
2024	$2,088.00	$93,350 (-)	$373,400 (-) Land $150,000 Building $223,400
2023	$2,088.00	$93,350 (-)	$373,400 (-) Land $150,000 Building $223,400
2022	$2,088.00	$93,350	$373,400 Land $150,000 Building $223,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1988–2003)
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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