601 Forest Ave, Chattanooga, TN 37405 Property Records

Hamilton County property record for 601 Forest Ave, Chattanooga, TN 37405

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,251 sqft · built 1900
Lot Size	0.275 acres (12,000 sqft)
Owner	Individual Name on File
Last Sale	$640,000 (Mar 2021)
Tax Bill	$2,132 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`135D N 012`

Property Details

APN / Parcel Number

Primary APN	`135D N 012`
Alternative APN	`0000059429`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,251 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1980
Exterior Material	Stone
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,000 sqft (0.275 acres)
Lot Dimensions	120 ft deep x 100 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000059429
Old Parcel Number	135D N012
Street Address	601 FOREST AVE
City	CHATTANOOGA
State	TN
Zip	37405-3928
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT PT 11 BLK E FRAZIER & COLVILLES ADDN TO HILL CITY PB4 PG28
Legal Subdivision	FRAZIER & COLVILLES
Legal Block	E
Legal Lot Number	11
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	1
Census Block	1007
Census Tract	600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

601 Forest Ave is owned by an individual who bought it in March 2021.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Individual Name on File
Mailing Address	1001 ASHLAND TER, CHATTANOOGA, TN 37415-3503
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
Mar 16, 2021	Warranty Deed, Transfer · Conventional Mortgage BANCORPSOUTH BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2021 · Amount on File
Deed Sale	Mar 16, 2021 · Amount on File
Prior Sale	Jul 6, 2012
Deed Document Number	2021031600188
Deed Book / Page	12400 / 892
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	601 FOREST AVE, CHATTANOOGA, TN 37405-3928
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 FOREST AVE, CHATTANOOGA, TN 37405-3928

Mortgage

Document Number	0000000115
Date	Sep 12, 2022
Book Page	13085/34
Instrument	2022091200115

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	CHATTANOOGA, TN 37402

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Aug 26, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 16, 2021
Property Address	601 FOREST AVE, CHATTANOOGA, TN 37405-3928
Document Number	0000000188
Book / Page	12400 / 892
Map Reference	MB 4 PG 28
Instrument Date	Mar 15, 2021
Instrument	2021031600188
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	UNKNOWN, NORTHSHORE T&E LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,368.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 FOREST AVE, CHATTANOOGA, TN 37405-3928

Mortgage

Document Number	0012400895
Date	Mar 16, 2021
Instrument	12400/895

Lender

Name	BANCORPSOUTH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2031
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	5.87%
Index	1-Year CMT
Max Rate	10.8%

Tax Assessment & Valuation

The 2025 property tax bill for 601 Forest Ave was $2,132, down 6.7% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,132.00 (-6.7%)	$140,725 (+37.76%)	$562,900 (+37.76%) Land $225,000 Building $337,900
2024	$2,285.00	$102,150 (-)	$408,600 (-) Land $150,000 Building $258,600
2023	$2,285.00 (+13.85%)	$102,150 (+13.85%)	$408,600 (+13.85%) Land $150,000 Building $258,600
2022	$2,007.00	$89,725	$358,900 Land $150,000 Building $208,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 601 Forest Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1988–2003)
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 601 Forest Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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