612 Forest Ave, Chattanooga, TN 37405 Property Records

Hamilton County property record for 612 Forest Ave, Chattanooga, TN 37405

Property Summary

Property Type	Single Family Home
Details	7.5 ba · 7,880 sqft · built 1900
Lot Size	0.748 acres (32,619 sqft)
Owner	Individual Name on Record
Last Sale	$12,000 (Jun 2000)
Tax Bill	$7,420 (2025)
Deeds & Mortgages	Nov 2020 Line of Credit Jan 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`135D M 022`

Property Details

APN / Parcel Number

Primary APN	`135D M 022`
Alternative APN	`0000059415`

Interior

Full Baths	7.5 Baths
Half Baths	5 Half Baths
Stories	2 Stories
Building Area	7,880 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1967
Architectural Style	Multi-Family
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	32,619 sqft (0.748 acres)
Lot Dimensions	214 ft deep x 152 ft wide
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000059415
Street Address	612 FOREST AVE
City	CHATTANOOGA
State	TN
Zip	37405-3929
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LT 11 PT 10 BLK J FRAZIER & COLVILLES ADDN TO HILL CITY PB4 PG28
Legal Subdivision	FRAZIER & COLVILLES
Legal Block	J
Legal Lot Number	11
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	1
Census Block	1013
Census Tract	600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2314 E MAIN ST, CHATTANOOGA, TN 37404-5211
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2020	Deed of Trust, Construction Loan · Line of Credit MILLENNIUM BK
Jan 18, 2019	Quit Claim Deed, Transfer FIRST TITLE COMPANY, FIRST TITLE LLC
Nov 29, 2017	Deed of Trust, Mortgage · Line of Credit PINNACLE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2000 · Amount on Record
Deed Sale	Jun 29, 2000 · Amount on Record
Prior Sale	Aug 28, 1998 · Amount on Record
Deed Document Number	2000154
Deed Book / Page	5627 / 365
Last Transfer Date	Apr 11, 2002
Transfer Doc	6221335
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Recording Date	Nov 2, 2020
Property Address	612 FOREST AVE, CHATTANOOGA, TN 37405-3929
Document Number	1102000124
Book / Page	012213 / 000990
Instrument Date	Oct 21, 2020
Instrument	201102000124
Transaction Type	Construction Loan
Record Updated	Nov 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2314 E MAIN ST CHATTANOOGA TN 374045211, CHATTANOOGA, TN 37404-5211

Mortgage

Document Number	1102000124
Date	Nov 2, 2020
Book Page	012213/000990
Instrument	201102000124

Lender

Name	MILLENNIUM BK
Type	Bank
Address	CHATTANOOGA, TN 37421

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Nov 1, 2021

Interest

Rate Type	Adjustable Rate

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Jan 18, 2019
Property Address	612 FOREST AVE, CHATTANOOGA, TN 37405-3929
Document Number	0118000145
Book / Page	011546 / 000829
Instrument Date	Jan 8, 2019
Instrument	190118000145
Transaction Type	Transfer
Record Updated	Mar 8, 2019
Title Company	FIRST TITLE COMPANY, FIRST TITLE LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2314 E MAIN ST CHATTANOOGA TN 374045211, CHATTANOOGA, TN 37404-5211

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	612 FOREST AVE, CHATTANOOGA, TN 37405-3929
Document Number	0000000062
Instrument Date	Nov 29, 2017
Transaction Type	Mortgage
Record Updated	Aug 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	612 FOREST AVE CHATTANOOGA TN 374053929, CHATTANOOGA, TN 37405-3929

Mortgage

Document Number	0000000062
Date	Dec 22, 2017
Book Page	011234/000170
Instrument	62

Lender

Name	PINNACLE BK
Type	Bank
Address	CHATTANOOGA, TN 37402

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 21, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,420.00 (+58.55%)	$489,545 (+133.99%)	$1,274,000 (+130.8%) Land $450,000 Building $824,000
2024	$4,680.00	$209,220 (-)	$552,000 (-) Land $300,000 Building $252,000
2023	$4,680.00	$209,220 (-)	$552,000 (-) Land $300,000 Building $252,000
2022	$4,680.00	$209,220	$552,000 Land $300,000 Building $252,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1988–2003)
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 96% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Forest Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures