607 Forest Ave, Chattanooga, TN 37405 Property Records

Hamilton County property record for 607 Forest Ave, Chattanooga, TN 37405

Property Summary

Property Type	Vacant Land
Details	2.5 ba · 1,493 sqft · built 1914
Lot Size	0.227 acres (9,900 sqft)
Owner	Individual Name on Record
Last Sale	$500,000 (Jun 2023)
Tax Bill	$852 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Jul 2025 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`135D N 010`

Property Details

APN / Parcel Number

Primary APN	`135D N 010`
Alternative APNs	`0000059427` `59427`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,493 sqft Living Area

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1983
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,900 sqft (0.227 acres)
Lot Dimensions	198 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	607 FOREST AVE
City	CHATTANOOGA
State	TN
Zip	37405-3928
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	R2
Legal Description	LOT PT 10 BLK E FRAZIER & COLVILLE ADDN TO HILL CITY PB4 PG28
Legal Subdivision	FRAZIER & COLVILLES
Legal Block	E
Legal Lot Number	10
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	1
Census Block	1007
Census Tract	600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4560 VIRGINIA AVE, CHATTANOOGA, TN 37409-1604
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Deed of Trust, Mortgage · Line of Credit PASQUALE J THEODORA IRREVOCABLE TRUST
Jul 7, 2025	Deed of Trust, Mortgage · Line of Credit THE HELEN M THEODORA IRREVOCABLE TRUST
May 29, 2025	Deed of Trust, Mortgage · Line of Credit HELEN M THEODORA IRREVOCABLE TRUST
Jun 28, 2023	Warranty Deed, Transfer A-TEAM TITLE SERVICES, TEAM TITLE SERVICES LLC
May 10, 2021	Warranty Deed, Transfer
Feb 2, 2021	Warranty Deed, Transfer · Conventional Mortgage PLATINUM FINANCIAL FUNDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2023 · Amount on Record
Deed Sale	Jun 28, 2023 · Amount on Record
Prior Sale	May 10, 2021 · Amount on Record
Deed Document Number	20238
Deed Book / Page	13329 / 905
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	607 FOREST AVE, CHATTANOOGA, TN 37405-3928
Transaction Type	Mortgage
Record Updated	Mar 30, 2026
Title Company	TITLE GUARANTY, TITLE GUARANTY AND TRUST CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000095
Date	Mar 13, 2026
Book Page	14225/638
Instrument	2026031300095

Lender

Name	PASQUALE J THEODORA IRREVOCABLE TRUST
Type	Non-Lending Institution
Address	LONG BEACH, CA 90802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Mar 6, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	607 FOREST AVE, CHATTANOOGA, TN 37405-3928
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	TITLE GUARANTY AND TRUST, TITLE GUARANTY & TRUST

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000079
Date	Jul 7, 2025
Book Page	13973/766
Instrument	2025070700079

Lender

Name	THE HELEN M THEODORA IRREVOCABLE TRUST
Type	Non-Lending Institution
Address	LONG BEACH, CA 90802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jul 2, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	607 FOREST AVE, CHATTANOOGA, TN 37405-3928
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	TITLE GUARANTY AND TRUST, TITLE GUARANTY & TRUST

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000057
Date	May 29, 2025
Book Page	13935/48
Instrument	2025052900057

Lender

Name	HELEN M THEODORA IRREVOCABLE TRUST
Type	Non-Lending Institution
Address	LONG BEACH, CA 90802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	May 16, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jun 28, 2023
Property Address	607 FOREST AVE, CHATTANOOGA, TN 37405-3928
Document Number	0000000008
Book / Page	13329 / 905
Instrument Date	Jun 26, 2023
Instrument	2023062800008
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	A-TEAM TITLE SERVICES, TEAM TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$1,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4560 VIRGINIA AVE, CHATTANOOGA, TN 37409-1604
Investor	Possibly a Property Investor

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	May 10, 2021
Property Address	607 FOREST AVE, CHATTANOOGA, TN 37405-3928
Document Number	0000000207
Book / Page	12478 / 732
Instrument Date	May 6, 2021
Instrument	2021051000207
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Amount	Amount Recorded
Tax	$1,517.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 MALCOLM LN, SIGNAL MOUNTAIN, TN 37377-2532

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Feb 2, 2021
Property Address	607 FOREST AVE, CHATTANOOGA, TN 37405-3928
Document Number	0000000238
Book / Page	12339 / 935
Instrument Date	Oct 28, 2019
Instrument	2021020200238
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,110.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	808 MISSISSIPPI AVE, CHATTANOOGA, TN 37405-2860

Mortgage

Document Number	0012339940
Date	Feb 2, 2021
Instrument	12339/940

Lender

Name	PLATINUM FINANCIAL FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$852.00 (+1.67%)	$56,250 (+5%)	$225,000 (+5%) Land $225,000
2024	$838.00 (-46.45%)	$37,500 (-46.41%)	$150,000 (-46.41%) Land $150,000
2023	$1,565.00	$69,975 (-)	$279,900 (-) Land $150,000 Building $129,900
2022	$1,565.00	$69,975	$279,900 Land $150,000 Building $129,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1988–2003)
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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