Cass County property record for 609 E 20th St, Atlantic, IA 50022
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,120 sqft · built 1965 |
| Lot Size | 0.184 acres (8,025 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $187,500 (Jun 2024) |
| Tax Bill | $3,272 (2024) |
| Deeds & Mortgages | Oct 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 300005449001000 |
| Primary APN | 300005449001000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| Basement Area | 1,120 sqft |
| Finished Basement | 324 sqft |
| Game Room | Game Room |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1965 |
|---|---|
| Exterior Material | Wood Siding |
| Construction Type | Wood Frame |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 8,025 sqft (0.184 acres) |
| Lot Dimensions | 107 ft deep x 75 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 44 sqft |
| Deck Area | 52 sqft |
| Patio Area | 485 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 609 E 20TH ST |
|---|---|
| City | ATLANTIC |
| State | IA |
| Zip | 50022-2839 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTH FAIR RIDGE ADD LOT 105 |
| Legal Subdivision | SOUTH FAIR RIDGE ADDITION |
| Legal Lot Number | 105 |
| Jurisdiction | CASS IA |
| Township / Civil Division | GROVE |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 190400 |
Source: Cass County records, as of February 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 609 E 20TH ST, ATLANTIC, IA 50022-2839 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2024 · Amount on Record |
| Deed Sale | Jun 5, 2024 · Amount on Record |
| Deed Document Number | 0002024852 |
| Deed Book / Page | 2024 / 852 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS IA |
| Property Address | 609 E 20TH ST, ATLANTIC, IA 50022-2839 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2025 |
| Name | Verified Name |
|---|---|
| Address | 609 E 20TH ST, ATLANTIC, IA 50022-2839 |
| Document Number | 02025/1859 |
|---|---|
| Date | Oct 27, 2025 |
| Book Page | 2025/1859 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 347 Months |
| Due | Sep 1, 2054 |
Source: Cass County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Cass County |
| Municipality | Atlantic City |
| Unified School District | Atlantic Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $189,800 (+4.32%) Land $14,850 Building $174,950 | $189,800 (+4.32%) Land $14,850 Building $174,950 | |
| 2024 | $3,272.00 (+26.92%) | ||
| 2023 | $181,940 Land $14,850 Building $167,090 | $181,940 Land $14,850 Building $167,090 | |
| 2022 | $2,578.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1991–2016) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ATLANTIC MUNICIPAL UTILITIES serves 7,252 people · EPA ID IA1509074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Massena Telephone Company Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon, Western Iowa Wireless.
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