605 E 20th St, Atlantic, IA 50022 Property Records

Cass County property record for 605 E 20th St, Atlantic, IA 50022

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,070 sqft · built 1965
Lot Size	0.222 acres (9,688 sqft)
Owner	2 Individual Names on Record
Last Sale	$94,000 (Nov 2012)
Tax Bill	$2,862 (2026)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`300006473001000`

Property Details

APN / Parcel Number

Primary APN	`300006473001000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,070 sqft Living Area
1st Floor Area	1,070 sqft
Basement Area	1,070 sqft
Finished Basement	803 sqft
Game Room	Game Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Split Foyer
Exterior Material	Aluminum Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,688 sqft (0.222 acres)

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	51 sqft
Patio Area	313 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	605 E 20TH ST
City	ATLANTIC
State	IA
Zip	50022-2839
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH FAIR RIDGE ADD LOT 103
Legal Subdivision	SOUTH FAIR RIDGE ADDITION
Legal Lot Number	103
Jurisdiction	CASS IA
Township / Civil Division	GROVE
Census Block Group	2
Census Block	2029
Census Tract	190400

Owner

Source: Cass County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	605 E 20TH ST, ATLANTIC, IA 50022-2839
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2012 · Amount on Record
Deed Sale	Nov 26, 2012 · Amount on Record
Deed Document Number	20122495
Deed Book / Page	2012 / 2495
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS IA
Property Address	605 E 20TH ST, ATLANTIC, IA 50022-2839
Transaction Type	Mortgage
Record Updated	Feb 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/1520
Date	Jul 8, 2021
Book Page	2021/1520
Instrument	2021-1520

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2041

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cass County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cass County
Municipality	Atlantic City
Unified School District	Atlantic Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,862.00 Homeowner's exemption	$177,340 (-) Land $17,690 Building $159,650	$177,340 (-) Land $17,690 Building $159,650
2025	$2,862.00 (-0.56%) Homeowner's exemption	$177,340 (+4.15%) Land $17,690 Building $159,650	$177,340 (+4.15%) Land $17,690 Building $159,650
2024	$2,878.00 (+19.52%)
2023		$170,280 Land $17,690 Building $152,590	$170,280 Land $17,690 Building $152,590
2022	$2,408.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1991–2016)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATLANTIC MUNICIPAL UTILITIES serves 7,252 people · EPA ID IA1509074
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Western Iowa Wireless.

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