611 E 20th St, Atlantic, IA 50022 Property Records

Cass County property record for 611 E 20th St, Atlantic, IA 50022

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,100 sqft · built 1965
Lot Size	0.184 acres (8,025 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Sep 2022)
Tax Bill	$2,782 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`300005421001000`

Property Details

APN / Parcel Number

Primary APN	`300005421001000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,100 sqft Living Area
Basement Area	1,100 sqft
Finished Basement	413 sqft
Game Room	Game Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,025 sqft (0.184 acres)
Lot Dimensions	107 ft deep x 75 ft wide

Exterior Amenities

Porch	Slab
Porch Area	28 sqft
Deck Area	317 sqft
Patio Area	317 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	611 E 20TH ST
City	ATLANTIC
State	IA
Zip	50022-2839
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH FAIR RIDGE ADD LOT 106
Legal Subdivision	SOUTH FAIR RIDGE ADDITION
Legal Lot Number	106
Jurisdiction	CASS IA
Township / Civil Division	GROVE
Census Block Group	2
Census Block	2029
Census Tract	190400

Owner

611 E 20th St is owned and occupied by an individual who bought it in September 2022.

Source: Cass County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	611 E 20TH ST, ATLANTIC, IA 50022-2839
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2022	Warranty Deed, Transfer · USDA Mortgage USDA
Jul 25, 2017	Warranty Deed, Transfer · Conventional Mortgage IOWA STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2022 · Amount on File
Deed Sale	Sep 2, 2022 · Amount on File
Deed Book / Page	2022 / 1471
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS IA
Recording Date	Sep 2, 2022
Property Address	611 E 20TH ST, ATLANTIC, IA 50022-2839
Document Number	02022/1471
Book / Page	2022 / 1471
Instrument Date	Aug 31, 2022
Instrument	2022-1471
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$287.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	611 E 20TH ST, ATLANTIC, IA 50022-2839

Mortgage

Document Number	0020221472
Date	Sep 2, 2022
Instrument	2022/1472

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	396 Months
Due	Sep 2, 2055

Interest

Rate Type	Fixed Rate

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS IA
Recording Date	Jul 25, 2017
Property Address	611 E 20TH ST, ATLANTIC, IA 50022-2839
Document Number	02017/1280
Book / Page	2017 / 1280
Instrument Date	Jul 24, 2017
Transaction Type	Transfer
Record Updated	Nov 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$168.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	611 E 20TH ST, ATLANTIC, IA 50022-2839

Mortgage

Document Number	02017/1283
Date	Jul 26, 2017
Book Page	2017/1283

Lender

Name	IOWA STATE BANK
Type	Bank
Address	CLARKSVILLE, IA 50619

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	63 Months
Due	Oct 1, 2022

Tax Assessment & Valuation

The 2026 property tax bill for 611 E 20th St was $2,782 with a homeowner's exemption.

Source: Cass County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cass County
Municipality	Atlantic City
Unified School District	Atlantic Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,782.00 Homeowner's exemption	$172,720 (-) Land $14,850 Building $157,870	$172,720 (-) Land $14,850 Building $157,870
2025	$2,782.00 (+0.14%) Homeowner's exemption	$172,720 Land $14,850 Building $157,870	$172,720 Land $14,850 Building $157,870
2024	$2,778.00
2023		$164,750 Land $14,850 Building $149,900	$164,750 Land $14,850 Building $149,900
2022	$2,326.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 611 E 20th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1991–2016)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 611 E 20th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATLANTIC MUNICIPAL UTILITIES serves 7,252 people · EPA ID IA1509074
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Massena Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Western Iowa Wireless.

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