604 E 20th St, Atlantic, IA 50022 Property Records

Cass County property record for 604 E 20th St, Atlantic, IA 50022

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,878 sqft · built 1966
Lot Size	0.247 acres (10,778 sqft)
Owner	2 Individual Names on Record
Last Sale	$182,500 (Jul 2019)
Tax Bill	$4,068 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`300005348001000`

Property Details

APN / Parcel Number

Primary APN	`300005348001000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,878 sqft Living Area
1st Floor Area	1,154 sqft
Basement Area	1,154 sqft
Finished Basement	577 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,778 sqft (0.247 acres)
Garage Type	Attached
Garage Area	809 sqft
Parking Spaces	3 Parking Spaces
Deck Area	48 sqft
Patio Area	120 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	604 E 20TH ST
City	ATLANTIC
State	IA
Zip	50022-2838
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH FAIR RIDGE ADD LOT 98
Legal Subdivision	SOUTH FAIR RIDGE ADDITION
Legal Lot Number	98
Jurisdiction	CASS IA
Township / Civil Division	GROVE
Census Block Group	2
Census Block	2028
Census Tract	190400

Owner

Source: Cass County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	604 E 20TH ST, ATLANTIC, IA 50022-2838
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Jul 5, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage STATE FARM BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2019 · Amount on Record
Deed Sale	Jul 5, 2019 · Amount on Record
Deed Book / Page	2019 / 1076
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS IA
Property Address	604 E 20TH ST, ATLANTIC, IA 50022-2838
Transaction Type	Mortgage
Record Updated	Feb 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/1339
Date	Jun 18, 2021
Book Page	2021/1339
Instrument	2021-1339

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS IA
Recording Date	Jul 5, 2019
Property Address	604 E 20TH ST, ATLANTIC, IA 50022-2838
Document Number	2019/1076
Book / Page	2019 / 1076
Instrument Date	Jul 5, 2019
Transaction Type	Transfer
Record Updated	Oct 15, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 E 20TH ST, ATLANTIC, IA 50022-2838

Mortgage

Document Number	20191077
Date	Jul 5, 2019
Instrument	2019/1077

Lender

Name	STATE FARM BANK FSB
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	02019/1076
Date	Jul 5, 2019
Book Page	2019/1076

Lender

Name	STATE FARM BANK FSB
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Cass County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cass County
Municipality	Atlantic City
Unified School District	Atlantic Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,068.00 Homeowner's exemption	$247,500 (-) Land $20,440 Building $227,060	$247,500 (-) Land $20,440 Building $227,060
2025	$4,068.00 (-1.21%) Homeowner's exemption	$247,500 (+3.44%) Land $20,440 Building $227,060	$247,500 (+3.44%) Land $20,440 Building $227,060
2024	$4,118.00 (+1.33%)
2023		$239,280 Land $20,440 Building $218,840	$239,280 Land $20,440 Building $218,840
2022	$4,064.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1991–2016)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATLANTIC MUNICIPAL UTILITIES serves 7,252 people · EPA ID IA1509074
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Western Iowa Wireless.

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