613 E 20th St, Atlantic, IA 50022 Property Records

Cass County property record for 613 E 20th St, Atlantic, IA 50022

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,380 sqft · built 1963
Lot Size	0.189 acres (8,244 sqft)
Owner	2 Individual Names on Record
Last Sale	$170,000 (Aug 2022)
Tax Bill	$3,030 (2026)
Deeds & Mortgages	Aug 2022 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`300005953001000`

Property Details

APN / Parcel Number

Primary APN	`300005953001000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,380 sqft Living Area
1st Floor Area	968 sqft
Basement Area	968 sqft
Finished Basement	242 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Aluminum Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,244 sqft (0.189 acres)
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Deck Area	47 sqft
Patio Area	143 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	613 E 20TH ST
City	ATLANTIC
State	IA
Zip	50022-2839
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH FAIR RIDGE ADD LOT 107
Legal Subdivision	SOUTH FAIR RIDGE ADDITION
Legal Lot Number	107
Jurisdiction	CASS IA
Township / Civil Division	GROVE
Census Block Group	2
Census Block	2029
Census Tract	190400

Owner

Source: Cass County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	613 E 20TH ST, ATLANTIC, IA 50022-2839
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2022 · Amount on Record
Deed Sale	Aug 16, 2022 · Amount on Record
Prior Sale	May 26, 2022 · Amount on Record
Deed Book / Page	2022 / 1348
Record Updated	Oct 29, 2026

August 2022: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	CASS IA
Recording Date	Aug 16, 2022
Property Address	613 E 20TH ST, ATLANTIC, IA 50022-2839
Document Number	02022/1348
Book / Page	2022 / 1348
Instrument Date	Aug 15, 2022
Instrument	2022-1348
Transaction Type	Foreclosure
Record Updated	Oct 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$271.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	613 E 20TH ST, ATLANTIC, IA 50022-2839

Mortgage

Document Number	02022/1349
Date	Aug 16, 2022
Book Page	2022/1349
Instrument	2022-1349

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cass County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cass County
Municipality	Atlantic City
Unified School District	Atlantic Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,030.00	$176,220 (-) Land $15,310 Building $160,910	$176,220 (-) Land $15,310 Building $160,910
2025	$3,030.00 (+0.2%)	$176,220 (+4.77%) Land $15,310 Building $160,910	$176,220 (+4.77%) Land $15,310 Building $160,910
2024	$3,024.00 (+19.53%)
2023		$168,200 Land $15,310 Building $152,890	$168,200 Land $15,310 Building $152,890
2022	$2,530.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1991–2016)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATLANTIC MUNICIPAL UTILITIES serves 7,252 people · EPA ID IA1509074
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Massena Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Western Iowa Wireless.

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