Champaign County property record for 608 E Harding Dr, Urbana, IL 61801
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,310 sqft · built 1955 |
| Lot Size | 0.186 acres (8,100 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $54,374 (Oct 2025) |
| Tax Bill | $3,692 (2024) |
| Deeds & Mortgages | Feb 2022 Mortgage Oct 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 93-21-20-280-018 |
| Primary APN | 93-21-20-280-018 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,310 sqft Building Perimeter |
| 1st Floor Area | 1,310 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Stucco |
| Foundation Type | No Foundation |
| Roof Material | Other |
| Lot Area | 8,100 sqft (0.186 acres) |
| Lot Dimensions | 100 ft deep x 81 ft wide |
| Garage Type | Attached |
| Garage Area | 308 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 748 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 608 E HARDING DR |
|---|---|
| City | URBANA |
| State | IL |
| Zip | 61801-6208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 193 UNIVERSITY DOWNS 8TH PLAT |
| Legal Range | 09E |
| Legal Township | 19N |
| Legal Section | 20 |
| Legal Subdivision | UNIVERSITY DOWNS 8TH PLAT |
| Legal Lot Number | 193 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | CUNNINGHAM |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 5701 |
Source: Champaign County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 608 E HARDING DR, URBANA, IL 61801-6208 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Feb 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Oct 14, 2025 | Quit Claim Deed, Transfer · FHA Mortgage TRUHOME SOLUTIONS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 14, 2025 · Amount on Record |
| Deed Sale | Oct 14, 2025 · Amount on Record |
| Prior Sale | May 6, 2004 · Amount on Record |
| Deed Document Number | 202515618 |
| Prior Transfer Date | Aug 1, 2025 |
| Prior Transfer Doc | 0000015618 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 608 E HARDING DR, URBANA, IL 61801-6208 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2025 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0000003498 |
|---|---|
| Date | Feb 24, 2022 |
| Instrument | 2022R03498 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2037 |
| Rate | 2.5% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Oct 14, 2025 |
| Property Address | 608 E HARDING DR, URBANA, IL 61801-6208 |
| Document Number | 0000015618 |
| Map Reference | MBK PG 143 |
| Instrument Date | Aug 1, 2025 |
| Instrument | 2025R15618 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Tax | $55.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 608 E HARDING DR, URBANA, IL 61801-6208 |
| Document Number | 0000015619 |
|---|---|
| Date | Oct 14, 2025 |
| Instrument | 2025R15619 |
| Name | TRUHOME SOLUTIONS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 1, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.62% |
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Cunningham Township |
| Municipality | Urbana City |
| Unified School District | Urbana School District 116 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $44,140 (+5.8%) Land $23,470 Building $20,670 | $132,420 (+5.8%) Land $70,410 Building $62,010 | |
| 2024 | $3,692.00 (+17.09%) Homeowner's exemption | $41,720 (+19%) Land $22,180 Building $19,540 | $125,160 (+19%) Land $66,540 Building $58,620 |
| 2022 | $3,153.00 Homeowner's exemption | $35,060 Land $18,640 Building $16,420 | $105,180 Land $55,920 Building $49,260 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Fidium Fiber, Nextlink, Pavlov Media, Volo.net Internet+Tech.
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