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611 E Harding Dr, Urbana, IL 61801 Property Records

Champaign County property record for 611 E Harding Dr, Urbana, IL 61801

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,154 sqft · built 1965
Lot Size0.216 acres (9,400 sqft)
OwnerIndividual Name on Record
Last Sale$240,000 (Dec 2020)
Tax Bill$9,314 (2024)
Deeds & MortgagesDec 2022 Mortgage
Dec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN93-21-21-154-001

Property Details

APN / Parcel Number

Primary APN93-21-21-154-001

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,154 sqft Building Perimeter
1st Floor Area2,154 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Exterior MaterialStucco
Foundation TypeRaised
Roof MaterialOther
Lot Area9,400 sqft (0.216 acres)
Lot Dimensions100 ft deep x 94 ft wide
Garage TypeAttached
Garage Area506 sqft
DrivewayConcrete Driveway
Driveway Area828 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Deck Area294 sqft
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address611 E HARDING DR
CityURBANA
StateIL
Zip61801-6227
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 570 ENNIS RIDGE 7TH SUB
Legal Range09E
Legal Township19N
Legal Section21
Legal SubdivisionENNIS RIDGE 7TH SUB
Legal Lot Number570
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCUNNINGHAM
Census Block Group2
Census Block2006
Census Tract5701

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address611 E HARDING DR, URBANA, IL 61801-6227
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
T2 FINANCIAL LLC
Dec 31, 2020Warranty Deed, Transfer · Conventional Mortgage
BUSEY BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 31, 2020 · Amount on Record
Deed SaleDec 31, 2020 · Amount on Record
Prior SaleDec 1, 2004 · Amount on Record
Deed Document Number202027795
Last Transfer DateDec 23, 2022
Transfer Doc0000022489
Record UpdatedOct 29, 2026

December 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHAMPAIGN IL
Recording DateDec 29, 2022
Property Address611 E HARDING DR, URBANA, IL 61801-6227
Document Number0000022489
Map ReferenceMB O PG 36
Instrument DateDec 23, 2022
Instrument2022R22489
Transaction TypeTransfer
Record UpdatedFeb 21, 2023
Title CompanyFIRST TITLE COMPANY, FIRST TITLE AND ESCROW INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address611 E HARDING DR, URBANA, IL 61801-6227

Mortgage

Document Number0000022490
DateDec 29, 2022
Instrument2022R22490
Lender
NameT2 FINANCIAL LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2053
Interest
Rate TypeFixed Rate
Rate6.25%

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateDec 31, 2020
Property Address611 E HARDING DR, URBANA, IL 61801-6227
Document Number0000027795
Map ReferenceMB O PG 36
Instrument DateJul 21, 2020
Instrument2020R27795
Transaction TypeTransfer
Record UpdatedApr 28, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$240.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address611 E HARDING DR, URBANA, IL 61801-6227

Mortgage

Document Number0000027796
DateDec 31, 2020
Instrument2020R27796
Lender
NameBUSEY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051
Interest
Rate TypeFixed Rate
Rate2.87%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionCunningham Township
MunicipalityUrbana City
Unified School DistrictUrbana School District 116 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$101,890 (+25.93%) Land $27,250 Building $74,640$305,670 (+25.93%) Land $81,750 Building $223,920
2024$9,314.00 (+14.87%)
2022$8,108.00 Homeowner's exemption$80,910 Land $21,640 Building $59,270$242,730 Land $64,920 Building $177,810

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber		8,000 / 8,000
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Fidium Fiber, Nextlink, Pavlov Media, Volo.net Internet+Tech.

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