Champaign County property record for 604 E Harding Dr, #A, Urbana, IL 61801
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $250,000 (Aug 2026) |
| Tax Bill | $7,976 (2025) |
| Deeds & Mortgages | Aug 2026 Sale May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 93-21-20-280-019 |
| Primary APN | 93-21-20-280-019 |
|---|
| Lot Area | 5,227 sqft (0.12 acres) |
|---|
| Street Address | 604 E HARDING DR, A |
|---|---|
| City | URBANA |
| State | IL |
| Zip | 61801-6208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 195A UNIVERSITY DOWNS 8TH PLAT, REPLAT OF LT 195 2019R20455 |
| Legal Subdivision | UNIVERSITY DOWNS 8TH PLAT |
| Legal Lot Number | 195A |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | CUNNINGHAM |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 5701 |
Source: Champaign County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 604 E HARDING DR, A, URBANA, IL 61801-6208 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Aug 4, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| May 3, 2021 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2026 · Amount on Record |
| Deed Sale | Aug 4, 2026 · Amount on Record |
| Prior Sale | May 3, 2021 · Amount on Record |
| Deed Document Number | 202612195 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Aug 4, 2026 |
| Property Address | 604 E HARDING DR, A, URBANA, IL 61801-6208 |
| Document Number | 0000012195 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 202612195 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $37,875.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 604 E HARDING DR, URBANA, IL 61801-6208 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | May 3, 2021 |
| Property Address | 604 E HARDING DR, URBANA, IL 61801-6208 |
| Document Number | 0000010214 |
| Map Reference | DOC 2019R15823 |
| Instrument Date | Apr 30, 2021 |
| Instrument | 2021R10214 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $188.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 604 E HARDING DR # A, A, URBANA, IL 61801-6208 |
| Document Number | 0000010215 |
|---|---|
| Date | May 3, 2021 |
| Instrument | 2021R10215 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Rate | 3.12% |
|---|
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Cunningham Township |
| Municipality | Urbana City |
| Unified School District | Urbana School District 116 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,976.00 (+3.73%) | $78,880 (+25.95%) Land $11,080 Building $67,800 | $236,640 (+25.95%) Land $33,240 Building $203,400 |
| 2024 | $7,689.00 (+25.45%) | ||
| 2022 | $6,129.00 | $62,630 Land $8,790 Building $53,840 | $187,890 Land $26,370 Building $161,520 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Fidium Fiber, Nextlink, Pavlov Media, Volo.net Internet+Tech.
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