604 E Harding Dr, Urbana, IL 61801 Property Records

Champaign County property record for 604 E Harding Dr, Urbana, IL 61801

Property Summary

Property Type	Single Family Home
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$123,333 (Mar 2021)
Tax Bill	$8,278 (2024)
Deeds & Mortgages	Mar 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`93-21-20-280-020`

Property Details

APN / Parcel Number

Primary APN	`93-21-20-280-020`

Exterior

Lot Area	5,227 sqft (0.12 acres)

Location & Zoning

Street Address	604 E HARDING DR
City	URBANA
State	IL
Zip	61801-6208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 195B UNIVERSITY DOWNS 8TH PLAT, REPLAT OF LT 195 2019R20455
Legal Subdivision	UNIVERSITY DOWNS 8TH PLAT
Legal Lot Number	195B
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	2
Census Block	2002
Census Tract	5701

Owner

Source: Champaign County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	604B E HARDING DR, URBANA, IL 61801-6208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2021 · Amount on Record
Deed Sale	Mar 15, 2021 · Amount on Record
Deed Document Number	20215930
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Mar 15, 2021
Property Address	604 E HARDING DR, URBANA, IL 61801-6208
Document Number	0000005930
Map Reference	DOC 2019R15823
Instrument Date	Mar 11, 2021
Instrument	2021R05930
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$185.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604B E HARDING DR, URBANA, IL 61801-6208

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$91,270 (+25.96%) Land $11,080 Building $80,190	$273,810 (+25.96%) Land $33,240 Building $240,570
2024	$8,278.00 (+5.55%)
2022	$7,843.00	$72,460 Land $8,790 Building $63,670	$217,380 Land $26,370 Building $191,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Nextlink, Pavlov Media, Volo.net Internet+Tech.