612 E Harding Dr, Urbana, IL 61801 Property Records

Champaign County property record for 612 E Harding Dr, Urbana, IL 61801

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,965 sqft · built 1964
Lot Size0.22 acres (9,600 sqft)
OwnerIndividual Name on Record
Last Sale$150,000 (May 2019)
Tax Bill$7,800 (2024)
Deeds & MortgagesMay 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN93-21-21-151-006

Property Details

APN / Parcel Number

Primary APN93-21-21-151-006

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,965 sqft Building Perimeter
1st Floor Area1,965 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Exterior MaterialBrick Veneer
Roof MaterialOther
Lot Area9,600 sqft (0.22 acres)
Lot Dimensions100 ft deep x 96 ft wide
Garage TypeAttached
Garage Area609 sqft
DrivewayConcrete Driveway
Driveway Area986 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address612 E HARDING DR
CityURBANA
StateIL
Zip61801-6208
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 563 ENNIS RIDGE 7TH SUB
Legal Range09E
Legal Township19N
Legal Section21
Legal SubdivisionENNIS RIDGE 7TH SUB
Legal Lot Number563
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCUNNINGHAM
Census Block Group2
Census Block2002
Census Tract5701

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address612 E HARDING DR, URBANA, IL 61801-6208
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 22, 2019 · Amount on Record
Deed SaleMay 22, 2019 · Amount on Record
Deed Document Number20197412
Prior Transfer DateJul 15, 2010
Prior Transfer Doc0000015798
Record UpdatedJun 8, 2026

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateMay 22, 2019
Property Address612 E HARDING DR, URBANA, IL 61801-6208
Document Number0000007412
Map ReferenceDOC703620MB O PG36
Instrument DateMay 8, 2019
Instrument2019R07412
Transaction TypeTransfer
Record UpdatedApr 28, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$225.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address306 W CHURCH ST, CHAMPAIGN, IL 61820-3514

Mortgage

Document Number0000007413
DateMay 22, 2019
Instrument2019R07413
Lender
NameBUSEY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2049
Interest
Rate TypeFixed Rate
Rate4.37%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionCunningham Township
MunicipalityUrbana City
Unified School DistrictUrbana School District 116 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$86,280 (+25.92%) Land $27,800 Building $58,480$258,840 (+25.92%) Land $83,400 Building $175,440
2024$7,800.00 (+15.13%)
2022$6,775.00 Homeowner's exemption$68,520 Land $22,080 Building $46,440$205,560 Land $66,240 Building $139,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Fidium Fiber, Nextlink, Pavlov Media, Volo.net Internet+Tech.

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