702 2nd St, Spencer, NC 28159 Property Records

Rowan County property record for 702 2nd St, Spencer, NC 28159 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Year Built	Built 1996
Square Footage	2,132 sqft Living Area
Lot Size	16,240 sqft (0.37 acres)
Occupancy	Owner Occupied
Tax Bill	$2,261.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`035 001`
Alternative APN	`6146568`

Interior

Full Baths	1 Baths
Building Area	2,132 sqft Living Area
1st Floor	1,534 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1996
Exterior Material	Asbestos Exterior
Lot Area	16,240 sqft (0.37 acres)
Depth X Width	145 ft x 112 ft Depth x Width
Porch	1 Porch
Porch Area	508 sqft Porch
Storage Building	Storage Building

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating

Location & Zoning

Street Address	702 2ND ST
City	SPENCER
State	NC
Zip	28159-1732
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	L5-6 BLK 6 OAKLAND PARK
Legal Block	6
Jurisdiction	ROWAN NC
Minor Civil Division	SALISBURY
Census Blockgroup	2
Census Block	2003
Census Tract	50700

Owner

Source: Rowan County records · APN 035 001

Assessment roll updated August 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	702 2ND ST, SPENCER, NC 28159-1732
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jul 19, 2011
Transfer Doc	0011820981
Record Refreshed	Jun 08, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	702 2ND ST, SPENCER, NC 28159-1732
Document Number	0013440681
Instrument Date	Mar 02, 2020
Transaction Type	Mortgage
Record Updated	Mar 20, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	702 2ND ST SPENCER NC 281591732, SPENCER, NC 28159-1732

Mortgage

Document Number	0013440681
Date	Mar 06, 2020
Book Page	001344/000681

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 05, 2030

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated August 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,261.00	$200,099 (-) Land $30,720 Building $169,379
2023	$2,261.00	$200,099 Land $30,720 Building $169,379	$200,099 Land $30,720 Building $169,379

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 5,263 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Spencer Historic District listed 1984 · 282 contributing resources · NRIS 84000619

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.