607 Carnathan Ct, Fort Walton Beach, FL 32547 Property Records

Okaloosa County property record for 607 Carnathan Ct, Fort Walton Beach, FL 32547

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 976 sqft · built 1981
Lot Size	0.081 acres (3,544 sqft)
Owner	Individual Name on Record
Last Sale	$145,900 (Feb 2021)
Tax Bill	$1,153 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage May 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-597-6813-5`

Property Details

APN / Parcel Number

Primary APN	`C56-000-597-6813-5`
Alternative APNs	`33-1S-24-2061-000C-005B` `24S1332061000C005B`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	976 sqft Living Area
Gross Area	1,114 sqft
1st Floor Area	976 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Townhouse
Roof Type	Shed Roof
Roof Material	Wood
Lot Area	3,544 sqft (0.081 acres)
Lot Width	24 ft Width
Porch	Open/Unfinished Porch
Porch Area	18 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	607 CARNATHAN CT
City	FORT WALTON BEACH
State	FL
Zip	32547-1053
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINE MEADOWS 1ST ADD E24 FT LOT 5 BLK C
Legal Range	24W
Legal Township	01S
Legal Section	33
Legal Subdivision	PINE MEADOWS 1ST ADD
Legal Block	C
Legal Lot Number	5
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1000
Census Tract	21801

Owner

Source: Okaloosa County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	607 CARNATHAN CT, FORT WALTON BEACH, FL 32547-1053
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 29, 2018	Quit Claim Deed, Transfer Quitclaim
Apr 3, 2018	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2021 · Amount on Record
Deed Sale	Feb 17, 2021 · Amount on Record
Prior Sale	Apr 3, 2018 · Amount on Record
Deed Document Number	20213430562
Deed Book / Page	3526 / 663
Prior Transfer Date	May 29, 2018
Prior Transfer Doc	0033514506
Record Updated	Jun 8, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Feb 17, 2021
Property Address	607 CARNATHAN CT, FORT WALTON BEACH, FL 32547-1053
Document Number	0035260663
Book / Page	3526 / 663
Instrument Date	Feb 12, 2021
Instrument	3430562
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	PRATT AYCOCK TITLE LLC - CRESTVIEW, PRATT AYCOCK TTL LLC CRESTIV

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,021.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 W MICHIGAN AVE, 104, MUSCLE SHOALS, AL 35661-2124

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	607 CARNATHAN CT, FORT WALTON BEACH, FL 32547-1053

Mortgage

Document Number	0003526665
Date	Feb 17, 2021
Instrument	3526/665

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	May 29, 2018
Property Address	607 CARNATHAN CT, FORT WALTON BEACH, FL 32547-1053
Document Number	0033514506
Book / Page	003351 / 004506
Instrument Date	May 29, 2018
Instrument	3209658
Transaction Type	Transfer
Record Updated	Jun 21, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	104 W MICHIGAN AVE MUSCLE SHOALS AL 356612124, MUSCLE SHOALS, AL 35661-2124

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Apr 3, 2018
Property Address	607 CARNATHAN CT, FORT WALTON BEACH, FL 32547-1053
Document Number	0033440881
Book / Page	3344 / 0881
Instrument Date	Mar 29, 2018
Instrument	3198335
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	RELIABLE LAND TITLE CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1110 DOGWOOD DR, 1110, LINCOLNTON, GA 30817-4607

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	607 CARNATHAN CT, FORT WALTON BEACH, FL 32547-1053

Mortgage

Document Number	0003198336
Date	Apr 3, 2018
Instrument	3198336

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2033

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,153.00 (+7.16%) Homeowner's exemption	$133,471 (+5.99%)	$133,520 (-0.19%) Land $35,000 Building $98,520
2023	$1,076.00 (+6.43%) Homeowner's exemption	$125,931 (+5.05%)	$133,776 (+11.59%) Land $31,000 Building $102,776
2022	$1,011.00 Homeowner's exemption	$119,881 Land $31,000 Building $88,881	$119,881 Land $31,000 Building $88,881

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 47 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	77 units insured incl. 30 condo units
Nearby Flood Claims	37 (1988–2026)
Claims Outside the SFHA	37 of 37
Most Recent Claim	Aug 2026
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 11 claims Hurricane Georges, Sep 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 622 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: LiveOak Fiber.

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