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604 Carnathan Ct, Fort Walton Beach, FL 32547 Property Records

Okaloosa County property record for 604 Carnathan Ct, Fort Walton Beach, FL 32547

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 928 sqft · built 1984
Lot Size0.066 acres (2,857 sqft)
Owner2 Individual Names on Record
Last Sale$55,000 (Mar 2018)
Tax Bill$1,326 (2025)
Deeds & MortgagesFeb 2020 Mortgage
Mar 2018 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APNC56-000-597-6682-4

Property Details

APN / Parcel Number

Primary APNC56-000-597-6682-4
Alternative APNs
  • 33-1S-24-2022-0000-0060
  • 24S133202200000060

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area928 sqft Living Area
Gross Area943 sqft
1st Floor Area928 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleTownhouse
Roof TypeGable/Hip
Roof MaterialWood
Lot Area2,857 sqft (0.066 acres)
PorchFinished/Open Porch
Porch Area15 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address604 CARNATHAN CT
CityFORT WALTON BEACH
StateFL
Zip32547-1046
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPINE RUN UNIT 6
Legal Range24W
Legal Township01S
Legal Section33
Legal SubdivisionPINE RUN
Legal Lot Number60
Legal Unit6
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1000
Census Tract21801

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address146 SHORE LINE DR, MARY ESTHER, FL 32569-1391
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 4, 2020Quit Claim Deed, Transfer
GUARANTEED RATE
Mar 27, 2018Grant Deed, Transfer
ATTORNEY ONLY
Jul 19, 2017Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 27, 2018 · Amount on Record
Deed SaleMar 27, 2018 · Amount on Record
Prior SaleJul 19, 2017 · Amount on Record
Deed Document Number20183196682
Deed Book / Page3342 / 4702
Last Transfer DateJan 31, 2020
Transfer Doc0034420529
Record UpdatedOct 29, 2026

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOKALOOSA FL
Recording DateFeb 4, 2020
Property Address604 CARNATHAN CT, FORT WALTON BEACH, FL 32547-1046
Document Number0034420529
Book / Page003442 / 000529
Instrument DateJan 31, 2020
Instrument3334866
Transaction TypeTransfer
Record UpdatedMar 4, 2020
Title CompanyRAVENSWOOD TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address604 CARNATHAN CT FORT WALTON BEACH FL 325471046, FORT WALTON BEACH, FL 32547-1046

Mortgage

Document Number34420533
DateFeb 4, 2020
Book Page003442/000533
Instrument3334867
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
AmountAmount Recorded
Term240 Months
DueFeb 3, 2040

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOKALOOSA FL
Recording DateMar 27, 2018
Property Address604 CARNATHAN CT, FORT WALTON BEACH, FL 32547-1046
Document Number0033424702
Book / Page003342 / 004702
Instrument DateMar 23, 2018
Instrument3196682
Transaction TypeTransfer
Record UpdatedApr 5, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$385.00
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 SPENCER CT FORT WALTON BEACH FL 325472621, FORT WALTON BEACH, FL 32547-2621

July 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionOKALOOSA FL
Recording DateJul 19, 2017
Property Address604 CARNATHAN CT, FORT WALTON BEACH, FL 32547-1046
Document Number0033091431
Book / Page003309 / 001431
Instrument DateJun 29, 2017
Instrument3148358
Transaction TypeForeclosure
Record UpdatedDec 6, 2017

Transaction

AmountAmount Recorded
Tax$427.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,326.00 (+14.9%)$120,873 (+11.42%) Land $35,000 Building $85,873$120,873 (+11.42%) Land $35,000 Building $85,873
2023$1,154.00 (+10.54%)$108,481 (+13.12%) Land $27,000 Building $81,481$108,481 (+13.12%) Land $27,000 Building $81,481
2022$1,044.00$95,898 Land $27,000 Building $68,898$95,898 Land $27,000 Building $68,898

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 47 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies77 units insured
incl. 30 condo units
Nearby Flood Claims37 (1988–2026)
Claims Outside the SFHA37 of 37
Most Recent ClaimAug 2026
Claims by Event
  • Hurricane Sally, Sep 2020 · 2 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 11 claims
  • Hurricane Georges, Sep 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA CO.WTR.; SWR.SYSTEM
serves 80,295 people · EPA ID FL1460506
Water SourceGroundwater
Last State InspectionApr 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 622 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20

May also be available: LiveOak Fiber.

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