602 Carnathan Ct, Fort Walton Beach, FL 32547 Property Records

Okaloosa County property record for 602 Carnathan Ct, Fort Walton Beach, FL 32547

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1983
Lot Size	0.094 acres (4,078 sqft)
Owner	Individual Name on Record
Last Sale	$211,000 (Jul 2024)
Tax Bill	$1,399 (2025)
Deeds & Mortgages	Dec 2023 Sale Dec 2016 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-597-6681-6`

Property Details

APN / Parcel Number

Primary APN	`C56-000-597-6681-6`
Alternative APNs	`33-1S-24-2022-0000-0050` `24S133202200000050`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	864 sqft Living Area
Gross Area	968 sqft
1st Floor Area	864 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2010
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	4,078 sqft (0.094 acres)
Porch	Florida Room
Porch Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	602 CARNATHAN CT
City	FORT WALTON BEACH
State	FL
Zip	32547-1046
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINE RUN UNIT 5
Legal Range	24W
Legal Township	01S
Legal Section	33
Legal Subdivision	PINE RUN
Legal Lot Number	50
Legal Unit	5
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1000
Census Tract	21801

Owner

Source: Okaloosa County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	602 CARNATHAN CT, FORT WALTON BEACH, FL 32547-1046
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2023	Warranty Deed, Transfer OLD SOUTH LAND TITLE
Dec 20, 2016	Loan Modification, Mortgage · FHA Mortgage PENNYMAC
Dec 5, 2016	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2024 · Amount on Record
Deed Sale	Jul 11, 2024 · Amount on Record
Prior Sale	Dec 21, 2023 · Amount on Record
Deed Document Number	20243698444
Record Updated	Sep 20, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Dec 21, 2023
Property Address	602 CARNATHAN CT, FORT WALTON BEACH, FL 32547-1046
Document Number	0003663053
Map Reference	MB 7 PG 66
Instrument Date	Dec 20, 2023
Instrument	3663053
Transaction Type	Transfer
Record Updated	Jan 25, 2024
Title Company	OLD SOUTH LAND TITLE

Transaction

Amount	Amount Recorded
Tax	$805.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2662 SUNNYSIDE DR, ORANGE PARK, FL 32073-6540

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 PAMELA ANN DR, FORT WALTON BEACH, FL 32547-1327

December 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OKALOOSA FL
Property Address	602 CARNATHAN CT, FORT WALTON BEACH, FL 32547-1046
Document Number	0032861116
Instrument Date	Dec 20, 2016
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 CARNATHAN CT FORT WALTON BEACH FL 325471046, FORT WALTON BEACH, FL 32547-1046

Mortgage

Document Number	0032861116
Date	Feb 3, 2017
Book Page	003286/001116
Instrument	3116034

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 2, 2047

Interest

Rate Type	Fixed Rate
Rate	3.75%

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	602 CARNATHAN CT, FORT WALTON BEACH, FL 32547-1046
Document Number	0032830505
Instrument Date	Dec 5, 2016
Transaction Type	Mortgage
Record Updated	Jan 24, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 CARNATHAN CT FORT WALTON BEACH FL 325471046, FORT WALTON BEACH, FL 32547-1046

Mortgage

Document Number	0032830505
Date	Jan 10, 2017
Book Page	003283/000505
Instrument	3111365

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 9, 2047

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,399.00 (+480.5%)	$153,523 (+244.72%) Land $35,000 Building $118,523	$153,523 (+28.93%) Land $35,000 Building $118,523
2023	$241.00 (+6.17%) Homeowner's exemption	$44,535 (+3%)	$119,072 (+13.56%) Land $27,000 Building $92,072
2022	$227.00 Homeowner's exemption	$43,238	$104,855 Land $27,000 Building $77,855

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 47 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	77 units insured incl. 30 condo units
Nearby Flood Claims	37 (1988–2026)
Claims Outside the SFHA	37 of 37
Most Recent Claim	Aug 2026
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 11 claims Hurricane Georges, Sep 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 622 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: LiveOak Fiber.

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