610 Carnathan Ct, Fort Walton Beach, FL 32547 Property Records

Okaloosa County property record for 610 Carnathan Ct, Fort Walton Beach, FL 32547

Property Summary

Property TypeTownhouse
Details2 bd · 1 ba · 800 sqft · built 1983
Lot Size0.076 acres (3,348 sqft)
OwnerIndividual Name on Record
Last Sale$125,000 (Sep 2021)
Tax Bill$1,480 (2025)
Deeds & MortgagesMay 2022 Mortgage
Sep 2021 Sale
Flood ZoneZone X (minimal risk)
APNC56-000-597-6685-7

Property Details

APN / Parcel Number

Primary APNC56-000-597-6685-7
Alternative APN
  • 33-1S-24-2022-0000-0090

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area800 sqft Heated Area
Gross Area882 sqft
1st Floor Area800 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1983
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialWood
Lot Area3,348 sqft (0.076 acres)
PorchOpen Porch
Porch Area18 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address610 CARNATHAN CT
CityFORT WALTON BEACH
StateFL
Zip32547-1046
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionPINE RUN UNIT 9
Legal Range24
Legal Township01S
Legal Section33
Legal SubdivisionPINE RUN
Legal Unit9
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1000
Census Tract21801

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address188 LOLA CIR, DESTIN, FL 32541-2419
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 26, 2022Deed of Trust, Mortgage · Conventional Mortgage
MOVEMENT MORTGAGE
Sep 17, 2021Warranty Deed, Transfer
NOT AVAILABLE, CERTIFIED TITLE CORPORATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 17, 2021 · Amount on Record
Deed SaleSep 17, 2021 · Amount on Record
Deed Document Number3489421
Deed Book / Page3574 / 3060
Record UpdatedJun 8, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address610 CARNATHAN CT, FORT WALTON BEACH, FL 32547-1046
Transaction TypeMortgage
Record UpdatedJun 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1014 AIRPORT RD 188, 188, DESTIN, FL 32541-2891

Mortgage

Document Number0036241782
DateMay 26, 2022
Book Page3624/1782
Instrument3553285
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
AddressFORT MILL, SC 29707
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateSep 17, 2021
Property Address610 CARNATHAN CT, FORT WALTON BEACH, FL 32547-1046
Document Number0035743060
Book / Page3574 / 3060
Map ReferenceMB 7 PG 66
Instrument DateAug 24, 2021
Instrument3489421
Transaction TypeTransfer
Record UpdatedSep 29, 2021
Title CompanyNOT AVAILABLE, CERTIFIED TITLE CORPORATION

Transaction

AmountAmount Recorded
Tax$875.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address907 OLD WELCOME RD, 907, LITHIA, FL 33547-2034

Transferred To (Grantee/Buyer)

NameVerified Name
Address1014 AIRPORT RD UNIT 188, 188, DESTIN, FL 32541-2891

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,480.00 (+9.55%)$120,699 (+8.8%) Land $35,000 Building $85,699$120,699 (+8.8%) Land $35,000 Building $85,699
2023$1,351.00 (+10.47%)$110,938 (+13.23%) Land $27,000 Building $83,938$110,938 (+13.23%) Land $27,000 Building $83,938
2022$1,223.00$97,977 Land $27,000 Building $70,977$97,977 Land $27,000 Building $70,977

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 47 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies77 units insured
incl. 30 condo units
Nearby Flood Claims37 (1988–2026)
Claims Outside the SFHA37 of 37
Most Recent ClaimAug 2026
Claims by Event
  • Hurricane Sally, Sep 2020 · 2 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 11 claims
  • Hurricane Georges, Sep 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA CO.WTR.; SWR.SYSTEM
serves 80,295 people · EPA ID FL1460506
Water SourceGroundwater
Last State InspectionApr 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 622 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

May also be available: LiveOak Fiber.

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