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609 Carnathan Ct, Fort Walton Beach, FL 32547 Property Records

Okaloosa County property record for 609 Carnathan Ct, Fort Walton Beach, FL 32547

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 832 sqft · built 1981
Lot Size0.105 acres (4,563 sqft)
OwnerIndividual Name on Record
Last Sale$28,500 (May 2011)
Tax Bill$1,430 (2025)
Deeds & MortgagesMar 2024 Transfer
Aug 2022 Transfer
Flood ZoneZone X (minimal risk)
APNC56-000-597-6812-7

Property Details

APN / Parcel Number

Primary APNC56-000-597-6812-7
Alternative APNs
  • 33-1S-24-2061-000C-005A
  • 24S1332061000C005A

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area832 sqft Living Area
Gross Area924 sqft
1st Floor Area832 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleTownhouse
Roof TypeGable/Hip
Roof MaterialWood
Lot Area4,563 sqft (0.105 acres)
Lot Width32 ft Width
PorchFinished/Open Porch
Porch Area12 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address609 CARNATHAN CT
CityFORT WALTON BEACH
StateFL
Zip32547-1053
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPINE MEADOWS 1ST ADD W31.8 FT OF E55.8 FT LOT 5 BLK C AS OR
Legal Range24W
Legal Township01S
Legal Section33
Legal SubdivisionPINE MEADOWS 1ST ADD
Legal BlockC
Legal Lot Number5
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1000
Census Tract21801

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address435 WATERLOO WAY, MARY ESTHER, FL 32569-2729
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 1, 2024Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Aug 16, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 11, 2011 · Amount on Record
Deed SaleMay 11, 2011 · Amount on Record
Prior SaleJan 10, 2011 · Amount on Record
Deed Document Number20112703260
Deed Book / Page2984 / 1330
Last Transfer DateJul 18, 2012
Transfer Doc0030450199
Record UpdatedJun 8, 2026

March 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOKALOOSA FL
Recording DateMar 1, 2024
Property Address609 CARNATHAN CT, FORT WALTON BEACH, FL 32547-1053
Document Number0003674085
Instrument DateFeb 16, 2024
Instrument3674085
Transaction TypeTransfer
Record UpdatedMar 26, 2024
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address435 WATERLOO WAY, MARY ESTHER, FL 32569-2729

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address435 WATERLOO WAY, MARY ESTHER, FL 32569-2729

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOKALOOSA FL
Recording DateAug 16, 2022
Property Address609 CARNATHAN CT, FORT WALTON BEACH, FL 32547-1053
Document Number0036380288
Book / Page3638 / 288
Instrument DateAug 12, 2022
Instrument3572004
Transaction TypeTransfer
Record UpdatedSep 19, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address172 MIRAMAR ST, 172, MARY ESTHER, FL 32569-2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address435 WATERLOO WAY, MARY ESTHER, FL 32569-2729

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,430.00 (+4.38%)$116,655 (+5.36%) Land $35,000 Building $81,655$116,655 (+5.36%) Land $35,000 Building $81,655
2023$1,370.00 (+39.37%)$110,718 (+12.5%) Land $31,000 Building $79,718$110,718 (+12.5%) Land $31,000 Building $79,718
2022$983.00$98,416 Land $31,000 Building $67,416$98,416 Land $31,000 Building $67,416

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 47 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies77 units insured
incl. 30 condo units
Nearby Flood Claims37 (1988–2026)
Claims Outside the SFHA37 of 37
Most Recent ClaimAug 2026
Claims by Event
  • Hurricane Sally, Sep 2020 · 2 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 11 claims
  • Hurricane Georges, Sep 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA CO.WTR.; SWR.SYSTEM
serves 80,295 people · EPA ID FL1460506
Water SourceGroundwater
Last State InspectionApr 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 622 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20

May also be available: LiveOak Fiber.

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