605 Cherry St, Genoa, OH 43430 Property Records

Ottawa County property record for 605 Cherry St, Genoa, OH 43430

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,250 sqft · built 1949
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Last Sale	$124,000 (Oct 2020)
Tax Bill	$2,041 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Mar 2023 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`011975-1`

Property Details

APN / Parcel Number

Primary APN	`011975-1`
Alternative APN	`012-08784-11792-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,250 sqft Living Area
1st Floor Area	1,250 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide

Exterior Amenities

Deck Area	200 sqft
Patio Area	200 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	011975-1
Street Address	605 CHERRY ST
City	GENOA
State	OH
Zip	43430-1730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK 26 LOT 5 HABBLERS
Legal Subdivision	HENRY HABBLERS FOURTH ADDITION
Legal Block	26
Legal Lot Number	5
Jurisdiction	OTTAWA OH
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3022
Census Tract	51000

Owner

605 Cherry St is owned and occupied by two individuals who bought it in October 2020.

Source: Ottawa County records, as of April 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	605 CHERRY ST, 11929, GENOA, OH 43430-1730
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 9, 2023	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Dec 30, 2019	Deed of Trust, Mortgage · FHA Mortgage ROYAL UNITED MORTGAGE LLC
Oct 15, 2020	Survivorship Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
May 19, 2017	Warranty Deed, Transfer · FHA Mortgage MIDWEST MORTGAGE INVESTMENTS LTD
Mar 31, 2017	Deed of Trust, Mortgage · Line of Credit GENOA BKNG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2020 · Amount on File
Deed Sale	Oct 15, 2020 · Amount on File
Prior Sale	May 19, 2017 · Amount on File
Deed Document Number	2020299648
Deed Book / Page	1799 / 709
Prior Transfer Date	Dec 11, 2007
Prior Transfer Doc	0000181083
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OH
Property Address	605 CHERRY ST, GENOA, OH 43430-1730
Transaction Type	Mortgage
Record Updated	Aug 21, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 CHERRY ST, GENOA, OH 43430-1730

Mortgage

Document Number	0000004760
Date	Aug 2, 2023
Book Page	1955/895
Instrument	202300004760

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	327 Months
Due	Nov 1, 2050

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OH
Property Address	605 CHERRY ST, GENOA, OH 43430-1730
Transaction Type	Mortgage
Record Updated	Mar 28, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 CHERRY ST, GENOA, OH 43430-1730

Mortgage

Document Number	0000001415
Date	Mar 9, 2023
Book Page	1937/862
Instrument	2023-001415

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	332 Months
Due	Nov 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OH
Property Address	605 CHERRY ST, GENOA, OH 43430-1730
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000291259
Date	Dec 30, 2019
Book Page	1750/753
Instrument	201900291259

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

October 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	OTTAWA OH
Recording Date	Oct 15, 2020
Property Address	605 CHERRY ST, GENOA, OH 43430-1730
Document Number	0000299648
Book / Page	1799 / 709
Instrument Date	Oct 14, 2020
Instrument	202000299648
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	605 CHERRY ST, GENOA, OH 43430-1730

Mortgage

Document Number	0001799710
Date	Oct 15, 2020
Instrument	1799/710

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OH
Recording Date	May 19, 2017
Property Address	605 CHERRY ST, GENOA, OH 43430-1730
Document Number	0000267310
Book / Page	1633 / 0325
Instrument Date	May 19, 2017
Instrument	201700267310
Transaction Type	Transfer
Record Updated	Jul 12, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 CHERRY ST, GENOA, OH 43430-1730

Mortgage

Document Number	0000267311
Date	May 19, 2017
Instrument	201700267311

Lender

Name	MIDWEST MORTGAGE INVESTMENTS LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OH
Property Address	605 CHERRY ST, GENOA, OH 43430-1730
Document Number	0000266204
Instrument Date	Mar 31, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	605 CHERRY ST GENOA OH 434301730, GENOA, OH 43430-1730

Mortgage

Document Number	0000266204
Date	Apr 7, 2017
Book Page	001627/000730
Instrument	266204

Lender

Name	GENOA BKNG
Type	Bank
Address	GENOA, OH 43430

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Apr 6, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 605 Cherry St was $2,041 with a homeowner's exemption, up 11.6% from the year before.

Source: Ottawa County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ottawa County
County Subdivision	Clay Township
Municipality	Genoa Village
Unified School District	Genoa Area Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,041.00 (+11.59%)	$41,735 (-) Land $8,523 Building $33,212
2024	$1,829.00 (-0.49%) Homeowner's exemption	$41,735 (+11.5%) Land $8,523 Building $33,212	$119,240 Land $24,350 Building $94,890
2023	$1,838.00 (-0.65%) Homeowner's exemption	$37,429 (-) Land $7,105 Building $30,324
2022	$1,850.00 Homeowner's exemption	$37,429 Land $7,105 Building $30,324
2021			$106,940 Land $20,300 Building $86,640

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 605 Cherry St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 605 Cherry St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENOA VILLAGE serves 3,110 people · EPA ID OH6201003
Water Source	Purchased surface water from OREGON CITY
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Amplex Wireless Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cherry St

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