515 Cherry St, Genoa, OH 43430 Property Records

Ottawa County property record for 515 Cherry St, Genoa, OH 43430

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,584 sqft · built 1900
Lot Size	0.203 acres (8,851 sqft)
Owner	2 Individual Names on File
Last Sale	$233,000 (Jun 2026)
Tax Bill	$2,070 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2026 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`011984-3`

Property Details

APN / Parcel Number

Primary APN	`011984-3`
Alternative APN	`012-08791-11799-001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,584 sqft Living Area
Gross Area	1,744 sqft
1st Floor Area	1,104 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	8,851 sqft (0.203 acres)
Lot Dimensions	150 ft deep x 59 ft wide
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	160 sqft
Deck Area	320 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	011984-3
Street Address	515 CHERRY ST
City	GENOA
State	OH
Zip	43430-1728
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK 27 LOT 5 AND N 5 FEET LOT 4 HABBLERS
Legal Subdivision	HENRY HABELERS ADDITION
Legal Block	27
Legal Lot Number	4-5
Jurisdiction	OTTAWA OH
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3021
Census Tract	51000

Owner

515 Cherry St is owned and occupied by two individuals who bought it in June 2026.

Source: Ottawa County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	515 CHERRY ST, GENOA, OH 43430-1728
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed, Transfer · Conventional Mortgage NATIONAL HOME MORTGAGE CORPORATION
Jun 15, 2026	Deed of Trust, Mortgage NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2026 · Amount on File
Deed Sale	Jun 15, 2026 · Amount on File
Prior Sale	Apr 9, 2025 · Amount on File
Deed Document Number	20263625
Deed Book / Page	2086 / 731
Prior Transfer Date	Mar 23, 2009
Prior Transfer Doc	0000193358
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	OTTAWA OH
Recording Date	Jun 15, 2026
Property Address	515 CHERRY ST, GENOA, OH 43430-1728
Document Number	0000003625
Book / Page	2086 / 731
Instrument Date	Jun 10, 2026
Instrument	20263625
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	GREATER METROPOLITAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$94,132.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	515 CHERRY ST, GENOA, OH 43430-1728

Mortgage

Document Number	0000003627,
Date	Jun 15, 2026
Book Page	2086/755
Instrument	20263627

Lender

Name	NATIONAL HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OH
Recording Date	Jun 15, 2026
Property Address	515 CHERRY ST, GENOA, OH 43430-1728
Document Number	0000003626
Book / Page	2086 / 734
Instrument Date	Dec 30, 2022
Instrument	20263626
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 CHERRY ST, GENOA, OH 43430-1728

Tax Assessment & Valuation

The 2025 property tax bill for 515 Cherry St was $2,070, up 11.2% from the year before.

Source: Ottawa County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ottawa County
County Subdivision	Clay Township
Municipality	Genoa Village
Unified School District	Genoa Area Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,070.00 (+11.17%)	$41,591 (-) Land $9,293 Building $32,298
2024	$1,862.00 (+2.2%)	$41,591 (+14.42%) Land $9,293 Building $32,298	$118,830 Land $26,550 Building $92,280
2023	$1,822.00 (+33.58%)	$36,348 (+%) Land $7,746 Building $28,602
2022	$1,364.00	$36,347 Land $7,745 Building $28,602
2021			$103,850 Land $22,130 Building $81,720

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 515 Cherry St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 515 Cherry St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENOA VILLAGE serves 3,110 people · EPA ID OH6201003
Water Source	Purchased surface water from OREGON CITY
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Amplex Wireless Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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