608 Cherry St, Genoa, OH 43430 Property Records

Ottawa County property record for 608 Cherry St, Genoa, OH 43430

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,896 sqft · built 1949
Lot Size	0.379 acres (16,501 sqft)
Owner	Individual Name on Record
Last Sale	$185,300 (Nov 2022)
Tax Bill	$3,066 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage May 2017 Line of Credit + 2 more
Flood Zone	Zone AE (high risk)
APN	`012017-1`

Property Details

APN / Parcel Number

Primary APN	`012017-1`
Alternative APN	`012-08833-11842-000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,896 sqft Living Area
Gross Area	2,246 sqft
1st Floor Area	1,196 sqft
Upper Floors Area	700 sqft
Basement Area	350 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1970
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	16,501 sqft (0.379 acres)
Lot Dimensions	150 ft deep x 110 ft wide

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	012017-1
Street Address	608 CHERRY ST
City	GENOA
State	OH
Zip	43430-1731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK 35 LOTS 3 & 4 & S 10' LOT 5 HABBLERS
Legal Subdivision	HENRY HABBELERS ADDITION
Legal Block	35
Legal Lot Number	3-5
Jurisdiction	OTTAWA OH
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3010
Census Tract	51000

Owner

Source: Ottawa County records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	608 CHERRY ST, GENOA, OH 43430-1731
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 18, 2017	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL BANK OF THE MIDWEST
Aug 30, 2018	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
May 8, 2017	Deed of Trust, Mortgage · Conventional with PMI FIRST FED'L BK/THE MIDWEST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2022 · Amount on Record
Deed Sale	Nov 18, 2022 · Amount on Record
Prior Sale	Aug 30, 2018 · Amount on Record
Deed Document Number	2022322487
Deed Book / Page	1924 / 237
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OH
Recording Date	Nov 18, 2022
Property Address	608 CHERRY ST, GENOA, OH 43430-1731
Document Number	0000322487
Book / Page	1924 / 237
Instrument Date	Nov 2, 2022
Instrument	2022-322487
Transaction Type	Transfer
Record Updated	Dec 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	608 CHERRY ST, GENOA, OH 43430-1731

Mortgage

Document Number	0019240240
Date	Nov 18, 2022
Instrument	1924-0240

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OH
Property Address	608 CHERRY ST, GENOA, OH 43430-1731
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000267253
Date	May 18, 2017
Book Page	1633/0051
Instrument	201700267253

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 30, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OH
Recording Date	Aug 30, 2018
Property Address	608 CHERRY ST, GENOA, OH 43430-1731
Document Number	0000279004
Book / Page	001690 / 000773
Instrument Date	Aug 28, 2018
Instrument	279004
Transaction Type	Transfer
Record Updated	Mar 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$504.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	608 CHERRY ST GENOA OH 434301731, GENOA, OH 43430-1731

Mortgage

Document Number	279005
Date	Aug 30, 2018
Book Page	001690/000775
Instrument	279005

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2048

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OH
Property Address	608 CHERRY ST, GENOA, OH 43430-1731
Document Number	0000267198
Instrument Date	May 8, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	608 CHERRY ST GENOA OH 434301731, GENOA, OH 43430-1731

Mortgage

Document Number	0000267198
Date	May 17, 2017
Book Page	001632/000817
Instrument	267198

Lender

Name	FIRST FED'L BK/THE MIDWEST
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 16, 2047

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ottawa County
County Subdivision	Clay Township
Municipality	Genoa Village
Unified School District	Genoa Area Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,066.00 (+11.17%)	$61,590 (-) Land $13,647 Building $47,943
2024	$2,758.00 (+11.8%)	$61,590 (+25.16%) Land $13,647 Building $47,943	$175,970 (+25.16%) Land $38,990 Building $136,980
2023	$2,467.00 (+1.44%)	$49,210 (-) Land $11,368 Building $37,842
2022	$2,432.00 Homeowner's exemption	$49,210 Land $11,368 Building $37,842
2021			$140,600 Land $32,480 Building $108,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENOA VILLAGE serves 3,110 people · EPA ID OH6201003
Water Source	Purchased surface water from OREGON CITY
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Amplex Wireless Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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