707 Cherry St, Genoa, OH 43430 Property Records

Ottawa County property record for 707 Cherry St, Genoa, OH 43430

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,241 sqft · built 1939
Lot Size	0.138 acres (5,998 sqft)
Owner	Individual Name on Record
Last Sale	$22,500 (Mar 2014)
Tax Bill	$1,869 (2025)
Deeds & Mortgages	May 2026 Mortgage Feb 2018 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`012189-1`

Property Details

APN / Parcel Number

Primary APN	`012189-1`
Alternative APN	`012-09039-12073-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,241 sqft Living Area
Gross Area	1,784 sqft
1st Floor Area	1,241 sqft
Basement Area	543 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Exterior Material	Wood
Lot Area	5,998 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	135 sqft
Deck Area	36 sqft
Patio Area	154 sqft
Shed	1 Shed
Shed Area	120 sqft
Lean-To	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	012189-1
Street Address	707 CHERRY ST
City	GENOA
State	OH
Zip	43430-1524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK 5 1/2 LOTS 1 & 2 R WILLIAMS
Legal Subdivision	REUBEN WILLIAMS ADDITION
Legal Block	5
Legal Lot Number	1-2
Jurisdiction	OTTAWA OH
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3012
Census Tract	51000

Owner

Source: Ottawa County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	707 CHERRY ST, GENOA, OH 43430-1524
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 15, 2018	Grant Deed, Mortgage · Line of Credit FIFTH THIRD BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2014 · Amount on Record
Deed Sale	Mar 6, 2014 · Amount on Record
Deed Document Number	2014239110
Deed Book / Page	1498 / 100
Prior Transfer Date	Mar 5, 2014
Prior Transfer Doc	0000239111
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OH
Recording Date	May 11, 2026
Property Address	707 CHERRY ST, GENOA, OH 43430-1524
Document Number	0000002809
Book / Page	2081 / 671
Instrument Date	May 4, 2026
Instrument	20262809
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	707 CHERRY ST, GENOA, OH 43430-1524

Mortgage

Document Number	0000002809,
Date	May 11, 2026
Book Page	2081/671
Instrument	20262809

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

February 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	OTTAWA OH
Recording Date	Feb 15, 2018
Property Address	707 CHERRY ST, GENOA, OH 43430-1524
Book / Page	001666 / 000897
Instrument Date	Feb 12, 2018
Instrument	274181
Transaction Type	Mortgage
Record Updated	Jul 27, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 CHERRY ST GENOA OH 434301524, GENOA, OH 43430-1524

Mortgage

Document Number	0000274181
Date	Feb 15, 2018
Book Page	001666/000897
Instrument	274181

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	1 SEAGATE, TOLEDO, OH 43604-1558

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ottawa County
County Subdivision	Clay Township
Municipality	Genoa Village
Unified School District	Genoa Area Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,869.00 (+11.58%)	$38,186 (-) Land $7,221 Building $30,965
2024	$1,675.00 (+2.82%) Homeowner's exemption	$38,186 (+15.18%) Land $7,221 Building $30,965	$109,100 (+15.18%) Land $20,630 Building $88,470
2023	$1,629.00 (-0.61%) Homeowner's exemption	$33,152 (-) Land $6,020 Building $27,132
2022	$1,639.00 Homeowner's exemption	$33,152 Land $6,020 Building $27,132
2021			$94,720 Land $17,200 Building $77,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENOA VILLAGE serves 3,110 people · EPA ID OH6201003
Water Source	Purchased surface water from OREGON CITY
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Amplex Wireless Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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