610 Cherry St, Genoa, OH 43430 Property Records

Ottawa County property record for 610 Cherry St, Genoa, OH 43430

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,628 sqft · built 2004
Lot Size	0.276 acres (12,001 sqft)
Owner	Individual Name on File
Last Sale	$17,000 (Jan 2003)
Tax Bill	$4,164 (2025)
Deeds & Mortgages	Dec 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`012018-8`

Property Details

APN / Parcel Number

Primary APN	`012018-8`
Alternative APN	`012-08833-11844-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,628 sqft Living Area
1st Floor Area	1,628 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	12,001 sqft (0.276 acres)
Lot Dimensions	150 ft deep x 80 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	45 sqft
Patio Area	396 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	012018-8
Street Address	610 CHERRY ST
City	GENOA
State	OH
Zip	43430-1731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK 35 LOTS 5 EXC S 10' & LOT 6 HABBLERS
Legal Subdivision	HABBLER
Legal Block	35
Legal Lot Number	5-6
Jurisdiction	OTTAWA OH
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3010
Census Tract	51000

Owner

610 Cherry St is owned and occupied by an individual who bought it in January 2003.

Source: Ottawa County records, as of April 20, 2026

Owner of Record	Individual Name on File
Mailing Address	610 CHERRY ST, GENOA, OH 43430-1731
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2003 · Amount on File
Deed Sale	Jan 23, 2003 · Amount on File
Record Updated	Jun 8, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OH
Property Address	610 CHERRY ST, GENOA, OH 43430-1731
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000272674
Date	Dec 12, 2017
Book Page	1659/0492
Instrument	201700272674

Lender

Name	SUN FCU
Type	Credit Union
Address	MAUMEE, OH 43537

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	145 Months
Due	Jan 1, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 610 Cherry St was $4,164, up 11.2% from the year before.

Source: Ottawa County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ottawa County
County Subdivision	Clay Township
Municipality	Genoa Village
Unified School District	Genoa Area Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,164.00 (+11.16%)	$83,651 (-) Land $11,085 Building $72,566
2024	$3,746.00 (+2.71%)	$83,651 (+15%) Land $11,085 Building $72,566	$239,000 Land $31,670 Building $207,330
2023	$3,647.00 (-0.6%)	$72,741 (-) Land $9,237 Building $63,504
2022	$3,669.00	$72,741 Land $9,237 Building $63,504
2021			$207,830 Land $26,390 Building $181,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 610 Cherry St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 610 Cherry St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENOA VILLAGE serves 3,110 people · EPA ID OH6201003
Water Source	Purchased surface water from OREGON CITY
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Amplex Wireless Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cherry St

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