603 Donegal Dr, Elgin, IL 60124 Property Records

Kane County property record for 603 Donegal Dr, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details8 bd · 2.5 ba · 2,502 sqft · built 2007
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on File
Last Sale$308,000 (Oct 2020)
Deeds & MortgagesOct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-20-353-002

Property Details

APN / Parcel Number

Primary APN06-20-353-002

Interior

Bedrooms8 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area2,502 sqft Living Area
Gross Area3,646 sqft
Basement Area1,144 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleColonial
Construction TypeFrame
Lot Area10,019 sqft (0.23 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address603 DONEGAL DR
CityELGIN
StateIL
Zip60124-4351
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWATERFORD SUB NEIGHBORHOOD 6 LOT 367
Legal SubdivisionWATERFORD SUB
Legal Block3
Legal Lot Number367
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3035
Census Tract851913

Owner

603 Donegal Dr is owned and occupied by an individual who bought it in October 2020.

Source: Kane County records, as of July 23, 2026

Owner of RecordIndividual Name on File
Mailing Address603 DONEGAL DR, ELGIN, IL 60124-4351
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 29, 2020 · Amount on File
Deed SaleOct 29, 2020 · Amount on File
Prior SaleAug 30, 2007 · Amount on File
Deed Document Number202065457
Record UpdatedOct 29, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateOct 29, 2020
Property Address603 DONEGAL DR, ELGIN, IL 60124-4351
Document Number0000065457
Instrument DateAug 31, 2020
Instrument2020K065457
Transaction TypeTransfer
Record UpdatedAug 5, 2022
Title CompanyHERITAGE TITLE COMPANY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$308.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address28 W MUNDHANK RD, 28, SOUTH BARRINGTON, IL 60010-9557

Transferred To (Grantee/Buyer)

NameVerified Name
Address603 DONEGAL DR, ELGIN, IL 60124-4351

Mortgage

Document Number0000065458
DateOct 29, 2020
Instrument2020K065458
Lender
NameLEADER ONE FINANCIAL CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term359 Months
DueSep 1, 2050
Interest
Rate TypeFixed Rate
Rate2.87%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption Veteran's exemption$143,196 (+8.57%) Land $43,240 Building $99,956$429,760 (+8.57%) Land $129,772 Building $299,988
2024$131,893 Land $39,827 Building $92,066$395,837 Land $119,529 Building $276,309
2022Homeowner's exemption$108,649 Land $32,808 Building $75,841$325,947 Land $98,424 Building $227,523

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 603 Donegal Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 603 Donegal Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
AT&T
Fiber · DSL in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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