Kane County property record for 601 Donegal Dr, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,669 sqft · built 2006 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $411,000 (Jan 2007) |
| Tax Bill | $13,265 (2025) |
| Deeds & Mortgages | Sep 2026 Transfer Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-20-353-001 |
| Primary APN | 06-20-353-001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,669 sqft Living Area |
| Gross Area | 4,921 sqft |
| Basement Area | 1,252 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 601 DONEGAL DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-4351 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WATERFORD SUB NEIGHBORHOOD 6 LOT 366 |
| Legal Subdivision | WATERFORD SUB |
| Legal Block | 3 |
| Legal Lot Number | 366 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 851913 |
601 Donegal Dr is owned and occupied by two individuals who acquired it in October 2025.
Source: Kane County records, as of September 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 601 DONEGAL DR, ELGIN, IL 60124-4351 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 11, 2026 | Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 21, 2018 | Deed of Trust, Mortgage HEALTHCARE ASSOCIATES CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 22, 2007 · Amount on File |
| Deed Sale | Jan 22, 2007 · Amount on File |
| Deed Document Number | 20079040 |
| Last Transfer Date | Oct 18, 2025 |
| Transfer Doc | 0000039518 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 11, 2026 |
| Property Address | 601 DONEGAL DR, ELGIN, IL 60124-4351 |
| Document Number | 0000039518 |
| Instrument Date | Oct 18, 2025 |
| Instrument | 202639518 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 601 DONEGAL DR, ELGIN, IL 60124-4351 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 601 DONEGAL DR, ELGIN, IL 60124-4351 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000046535 |
|---|---|
| Date | Sep 21, 2018 |
| Instrument | 2018K046535 |
| Name | HEALTHCARE ASSOCIATES CREDIT UNION |
|---|---|
| Type | Non-Lending Institution |
| Address | CHICAGO, IL 60653 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Sep 1, 2033 |
The 2025 property tax bill for 601 Donegal Dr was $13,265 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,265.00 Homeowner's exemption | $177,381 (+8.57%) Land $44,049 Building $133,332 | $532,356 (+8.57%) Land $132,200 Building $400,156 |
| 2024 | $163,379 Land $40,572 Building $122,807 | $490,333 Land $121,765 Building $368,568 | |
| 2022 | $12,318.00 (+3.35%) Homeowner's exemption | $134,586 (+6.96%) Land $33,422 Building $101,164 | $403,758 (+6.96%) Land $100,266 Building $303,492 |
| 2021 | $11,919.00 Homeowner's exemption | $125,828 Land $31,247 Building $94,581 | $377,484 Land $93,741 Building $283,743 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 601 Donegal Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 601 Donegal Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fiber · DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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