Kane County property record for 608 Donegal Dr, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,996 sqft · built 2005 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $365,000 (Nov 2005) |
| Tax Bill | $11,813 (2025) |
| Deeds & Mortgages | Dec 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-20-352-005 |
| Primary APN | 06-20-352-005 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,996 sqft Living Area |
| Gross Area | 4,187 sqft |
| Basement Area | 1,191 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 608 DONEGAL DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-4351 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WATERFORD SUB NEIGHBORHOOD 6 LOT 386 |
| Legal Subdivision | WATERFORD SUB |
| Legal Block | 3 |
| Legal Lot Number | 386 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 851913 |
608 Donegal Dr is owned and occupied by two individuals who bought it in November 2005.
Source: Kane County records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 608 DONEGAL DR, ELGIN, IL 60124-4351 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2005 · Amount on File |
| Deed Sale | Nov 4, 2005 · Amount on File |
| Deed Document Number | 2005133851 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 608 DONEGAL DR, ELGIN, IL 60124-4351 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000074600 |
|---|---|
| Date | Dec 2, 2020 |
| Instrument | 2020K074600 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COVINGTON, KY 41012 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Oct 23, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 608 Donegal Dr was $11,813 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,813.00 Homeowner's exemption | $158,841 (+8.57%) Land $43,240 Building $115,601 | $476,714 (+8.57%) Land $129,772 Building $346,942 |
| 2024 | $146,303 Land $39,827 Building $106,476 | $439,085 Land $119,529 Building $319,556 | |
| 2022 | $10,971.00 (+3.39%) Homeowner's exemption | $120,519 (+6.96%) Land $32,808 Building $87,711 | $361,557 (+6.96%) Land $98,424 Building $263,133 |
| 2021 | $10,611.00 Homeowner's exemption | $112,677 Land $30,673 Building $82,004 | $338,031 Land $92,019 Building $246,012 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 608 Donegal Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 608 Donegal Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fiber · DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures