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609 Donegal Dr, Elgin, IL 60124 Property Records

Kane County property record for 609 Donegal Dr, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on Record
Last Sale$650,000 (Jul 2025)
Tax Bill$7,308 (2025)
Deeds & MortgagesJul 2025 Sale & Mortgage
Oct 2024 Sale
Flood ZoneZone X (minimal risk)
APN06-20-353-005

Property Details

APN / Parcel Number

Primary APN06-20-353-005

Exterior

Lot Area10,019 sqft (0.23 acres)

Location & Zoning

Street Address609 DONEGAL DR
CityELGIN
StateIL
Zip60124-4351
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWATERFORD SUB NEIGHBORHOOD 6 LOT 370
Legal SubdivisionWATERFORD SUB
Legal Block3
Legal Lot Number370
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3035
Census Tract851913

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address749 S CLAREMONT AVE, 4, CHICAGO, IL 60612-3554
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2025Special Warranty Deed, Transfer · Conventional Mortgage
LENNAR MORTGAGE LLC
Oct 8, 2024Special Warranty Deed, Transfer
E-CHICAGO TITLE, CHICAGO TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 28, 2025 · Amount on Record
Deed SaleJul 28, 2025 · Amount on Record
Deed Document Number202527887
Record UpdatedSep 20, 2026

July 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionKANE IL
Recording DateJul 28, 2025
Property Address609 DONEGAL DR, ELGIN, IL 60124-4351
Document Number0000027887
Map ReferenceDOC 2004K119644
Instrument DateJul 18, 2025
Instrument2025K027887
Transaction TypeTransfer
Record UpdatedJul 1, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$650.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1700 E GOLF RD # RD1100, RD1100, SCHAUMBURG, IL 60173-5804

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address609 DONEGAL DR, ELGIN, IL 60124-4351

Mortgage

Document Number0000027888
DateJul 28, 2025
Instrument2025K027888
Lender
NameLENNAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2055
Interest
Rate TypeFixed Rate
Rate5.87%

October 2024: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionKANE IL
Recording DateOct 8, 2024
Property Address609 DONEGAL DR, ELGIN, IL 60124-4351
Document Number0000036624
Map ReferenceDOC 2006K061968
Instrument DateOct 2, 2024
Instrument2024K036624
Transaction TypeTransfer
Record UpdatedJul 1, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
Tax$3,690.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1700 E GOLF RD STE 1100, 1100, SCHAUMBURG, IL 60173-5864
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,308.00 (+2,811.55%)$93,325 (+3,164.25%) Land $43,240 Building $50,085$280,087 (+3,164.42%) Land $129,772 Building $150,315
2024$251.00 (+11.56%)$2,859 (+21.4%) Land $2,859$8,580 (+21.44%) Land $8,580
2022$225.00 (+2.74%)$2,355 (+6.95%) Land $2,355$7,065 (+6.95%) Land $7,065
2021$219.00$2,202 Land $2,202$6,606 Land $6,606

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
AT&T
Fiber · DSL in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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