607 Donegal Dr, Elgin, IL 60124 Property Records

Kane County property record for 607 Donegal Dr, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on File
Last Sale$595,000 (Jul 2025)
Tax Bill$7,172 (2025)
Deeds & MortgagesJul 2025 Sale & Mortgage
Oct 2024 Sale
Flood ZoneZone X (minimal risk)
APN06-20-353-004

Property Details

APN / Parcel Number

Primary APN06-20-353-004

Exterior

Lot Area10,019 sqft (0.23 acres)

Location & Zoning

Street Address607 DONEGAL DR
CityELGIN
StateIL
Zip60124-4351
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWATERFORD SUB NEIGHBORHOOD 6 LOT 369
Legal SubdivisionWATERFORD SUB
Legal Block3
Legal Lot Number369
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3035
Census Tract851913

Owner

607 Donegal Dr is owned by two individuals who bought it in July 2025.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address1083 GROTON CT, SCHAUMBURG, IL 60193-3744
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2025Special Warranty Deed, Transfer · Conventional Mortgage
LENNAR MORTGAGE LLC
Oct 8, 2024Special Warranty Deed, Transfer
E-CHICAGO TITLE, CHICAGO TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 31, 2025 · Amount on File
Deed SaleJul 31, 2025 · Amount on File
Deed Document Number202528540
Record UpdatedSep 20, 2026

July 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionKANE IL
Recording DateJul 31, 2025
Property Address607 DONEGAL DR, ELGIN, IL 60124-4351
Document Number0000028540
Map ReferenceDOC 2004K119644
Instrument DateJul 15, 2025
Instrument2025K028540
Transaction TypeTransfer
Record UpdatedJul 1, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$595.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address700 E GOLF RD # RD1100, RD1100, SCHAUMBURG, IL 60173-4512

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address607 DONEGAL DR, ELGIN, IL 60124-4351

Mortgage

Document Number0000028541
DateJul 31, 2025
Instrument2025K028541
Lender
NameLENNAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2055
Interest
Rate TypeFixed Rate
Rate5.75%

October 2024: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionKANE IL
Recording DateOct 8, 2024
Property Address607 DONEGAL DR, ELGIN, IL 60124-4351
Document Number0000036624
Map ReferenceDOC 2006K061968
Instrument DateOct 2, 2024
Instrument2024K036624
Transaction TypeTransfer
Record UpdatedJul 1, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount on Record
Tax$3,690.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1700 E GOLF RD STE 1100, 1100, SCHAUMBURG, IL 60173-5864
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 607 Donegal Dr was $7,172, up 2,757.4% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,172.00 (+2,757.37%)$91,590 (+3,103.57%) Land $43,240 Building $48,350$274,880 (+3,103.73%) Land $129,772 Building $145,108
2024$251.00$2,859 Land $2,859$8,580 Land $8,580
2022$225.00 (+2.74%)$2,355 (+6.95%) Land $2,355$7,065 (+6.95%) Land $7,065
2021$219.00$2,202 Land $2,202$6,606 Land $6,606

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 607 Donegal Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 607 Donegal Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
AT&T
Fiber · DSL in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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