503 E Main St, Silver Lake, IN 46982 Property Records

Kosciusko County property record for 503 E Main St, Silver Lake, IN 46982

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,560 sqft · built 1919
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$66,900 (Oct 2007)
Tax Bill	$1,115 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Apr 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`018-719003-34`

Property Details

APN / Parcel Number

Primary APN	`018-719003-34`
Alternative APNs	`43-18-05-300-275.000-014` `00000037685` `1871900334`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,560 sqft Living Area
1st Floor Area	2,560 sqft
Basement Area	832 sqft
Unfinished Basement	832 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1960
Construction Type	Wood
Foundation Type	Raised
Roof Material	Metal
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	91.4 ft deep x 143 ft wide
Garage Type	Mixed
Garage Area	560 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000037685
Street Address	503 E MAIN ST
City	SILVER LAKE
State	IN
Zip	46982-8943
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESID
Legal Description	18-31-14 PT S 1/2 SW SE SW 5-30-6 .30A PER CALC
Legal Range	6
Legal Township	30
Legal Section	5
Jurisdiction	KOSCIUSKO IN
Township / Civil Division	LAKE
Census Block Group	3
Census Block	3037
Census Tract	962700

Owner

Source: Kosciusko County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	503 E MAIN ST, SILVER LAKE, IN 46982-8943
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2025	Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK
Apr 8, 2024	Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK
Apr 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK
Jul 31, 2017	Deed of Trust, Mortgage · Line of Credit MUTUAL BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2007 · Amount on Record
Deed Sale	Oct 30, 2007 · Amount on Record
Prior Sale	Jan 31, 1996 · Amount on Record
Deed Document Number	200714333
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	503 E MAIN ST, SILVER LAKE, IN 46982-8943
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025090276
Date	Sep 9, 2025
Instrument	2025090276

Lender

Name	NORTHWEST BANK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Aug 11, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	503 E MAIN ST, SILVER LAKE, IN 46982-8943
Transaction Type	Mortgage
Record Updated	May 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024040255
Date	Apr 8, 2024
Instrument	2024040255

Lender

Name	NORTHWEST BANK
Type	Bank
Address	WARREN, PA 16366

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Mar 28, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	503 E MAIN ST, SILVER LAKE, IN 46982-8943
Transaction Type	Mortgage
Record Updated	May 19, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021041482
Date	Apr 27, 2021
Instrument	2021041482

Lender

Name	NORTHWEST BANK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	503 E MAIN ST, SILVER LAKE, IN 46982-8943
Transaction Type	Mortgage
Record Updated	Aug 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017071277
Date	Jul 31, 2017
Instrument	2017071277

Lender

Name	MUTUAL BANK FSB
Type	Bank
Address	WARSAW, IN 46580

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 14, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kosciusko County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Kosciusko County
County Subdivision	Lake Township
Municipality	Silver Lake Town
Unified School District	Warsaw Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,115.00 (+19.76%) Homeowner's exemption	$135,300 (+26.45%) Land $21,900 Building $113,400	$135,300 (+26.45%) Land $21,900 Building $113,400
2024	$931.00 (+0.65%) Homeowner's exemption	$107,000 (+5%) Land $14,000 Building $93,000	$107,000 (+5%) Land $14,000 Building $93,000
2023	$925.00 (+13.22%)	$101,900 (+7.94%) Land $14,000 Building $87,900	$101,900 (+7.94%) Land $14,000 Building $87,900
2022	$817.00	$94,400 Land $11,100 Building $83,300	$94,400 Land $11,100 Building $83,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (1982–2008)
Most Recent Claim	Jan 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SILVER LAKE WATER WORKS serves 1,030 people · EPA ID IN5243021
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
RTC Communications Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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