DeKalb County property record for 601 E Keyser St, Garrett, IN 46738
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,610 sqft · built 1920 |
| Lot Size | 0.086 acres (3,746 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $230,588 (Mar 2023) |
| Tax Bill | $2,137 (2025) |
| Deeds & Mortgages | Mar 2023 Second Mortgage Mar 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-09-03-139-001.000-013 |
| Primary APN | 17-09-03-139-001.000-013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,610 sqft Living Area |
| 1st Floor Area | 2,610 sqft |
| Attic | Attic |
| Attic Area | 1,299 sqft |
| Basement Area | 1,299 sqft |
| Unfinished Basement | 1,299 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1985 |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 3,746 sqft (0.086 acres) |
| Lot Dimensions | 125 ft deep x 30 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 260903139001 |
|---|---|
| Street Address | 601 E KEYSER ST |
| City | GARRETT |
| State | IN |
| Zip | 46738-1605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KEYSER 2ND ADD LOT 1 BLOCK 91 |
| Legal Subdivision | KEYSER 2ND ADD |
| Legal Block | 91 |
| Legal Lot Number | 1 |
| Jurisdiction | DE KALB IN |
| Township / Civil Division | KEYSER |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 20602 |
Source: DeKalb County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 601 E KEYSER ST, GARRETT, IN 46738-1605 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 15, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage INDIANA HOUSING & COMMUNITY DEVELOPMENT |
| Mar 15, 2023 | Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC |
| Jun 8, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 15, 2023 · Amount on Record |
| Deed Sale | Mar 15, 2023 · Amount on Record |
| Prior Sale | Sep 10, 2015 |
| Deed Document Number | 20231242 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IN |
| Property Address | 601 E KEYSER ST, GARRETT, IN 46738-1605 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0202301244 |
|---|---|
| Date | Mar 15, 2023 |
| Instrument | 202301244 |
| Name | INDIANA HOUSING & COMMUNITY DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Address | GARRETT, IN 46738 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE KALB IN |
| Recording Date | Mar 15, 2023 |
| Property Address | 601 E KEYSER ST, GARRETT, IN 46738-1605 |
| Document Number | 0202301242 |
| Instrument Date | Mar 10, 2023 |
| Instrument | 202301242 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 601 E KEYSER ST, GARRETT, IN 46738-1605 |
| Name | Verified Name |
|---|---|
| Address | 601 E KEYSER ST, GARRETT, IN 46738-1605 |
| Document Number | 0202301243 |
|---|---|
| Date | Mar 15, 2023 |
| Instrument | 202301243 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DE KALB IN |
| Recording Date | Jun 8, 2021 |
| Property Address | 601 E KEYSER ST, GARRETT, IN 46738-1605 |
| Document Number | 0202104187 |
| Instrument Date | Jun 3, 2021 |
| Instrument | 202104187 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 601 E KEYSER ST, GARRETT, IN 46738-1605 |
Source: DeKalb County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | DeKalb County |
| County Subdivision | Keyser Township |
| Municipality | Garrett City |
| Unified School District | Garrett-Keyser-Butler Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,137.00 (+9.76%) | $251,700 (+17.02%) Land $15,800 Building $235,900 | $251,700 (+17.02%) Land $15,800 Building $235,900 |
| 2024 | $1,947.00 (+74.31%) | $215,100 (+46.03%) Land $13,700 Building $201,400 | $215,100 (+46.03%) Land $13,700 Building $201,400 |
| 2023 | $1,117.00 (-10.21%) | $147,300 (+9.35%) Land $13,700 Building $133,600 | $147,300 (+9.35%) Land $13,700 Building $133,600 |
| 2022 | $1,244.00 | $134,700 Land $12,200 Building $122,500 | $134,700 Land $12,200 Building $122,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 27, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARRETT WATER UTILITY serves 6,390 people · EPA ID IN5217004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 613 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Auburn Essential Services Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| MetaLINK Technologies Fixed Wireless | 200 / 50 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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