606 E Keyser St, Garrett, IN 46738 Property Records

DeKalb County property record for 606 E Keyser St, Garrett, IN 46738

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,998 sqft · built 1910
Lot Size0.193 acres (8,407 sqft)
OwnerIndividual Name on File
Last Sale$188,800 (Aug 2025)
Tax Bill$1,359 (2025)
Deeds & MortgagesAug 2025 Sale & Mortgage
Aug 2025 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN17-09-03-134-019.000-013

Property Details

APN / Parcel Number

Primary APN17-09-03-134-019.000-013
Alternative APN
  • 260903134019

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,998 sqft Living Area
1st Floor Area1,998 sqft
Basement Area999 sqft
Unfinished Basement999 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1970
Construction TypeWood
Roof MaterialAsphalt
Lot Area8,407 sqft (0.193 acres)
Lot Dimensions140 ft deep x 60 ft wide
Pool TypeAbove-Ground Pool
Pool Area314 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number260903134019
Street Address606 E KEYSER ST
CityGARRETT
StateIN
Zip46738-1606
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKEY 2ND ADD LOT 15 BLOCK 90
Legal SubdivisionKEYSERS SECOND ADDITION
Legal Block90
Legal Lot Number15
JurisdictionDE KALB IN
Township / Civil DivisionKEYSER
Census Block Group2
Census Block2029
Census Tract20602

Owner

Source: DeKalb County records · APN 17-09-03-134-019.000-013

Assessment roll updated June 19, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address606 E KEYSER ST, GARRETT, IN 46738-1606
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2025Warranty Deed, Transfer · FHA Mortgage
LOANDEPOT.COM LLC
Aug 26, 2025Warranty Deed, Transfer · FHA Mortgage
LOANDEPOT.COM LLC
Nov 22, 2019Warranty Deed, Transfer · FHA Mortgage
RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 26, 2025 · Amount on Record
Deed SaleAug 26, 2025 · Amount on Record
Prior SaleNov 22, 2019 · Amount on Record
Deed Document Number20254256
Record UpdatedSep 20, 2026

August 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE KALB IN
Recording DateAug 26, 2025
Property Address606 E KEYSER ST, GARRETT, IN 46738-1606
Document Number0202504256
Instrument DateAug 22, 2025
Instrument202504256
Transaction TypeTransfer
Record UpdatedJul 01, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address606 E KEYSER ST, GARRETT, IN 46738-1606

Mortgage

Document Number0202504257
DateAug 26, 2025
Instrument202504257
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2055

Mortgage

Document Number0202504258
DateAug 26, 2025
Instrument202504258
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Address6561 IRVINE CENTER DR, IRVINE, CA 92618
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term121 Months
DueSep 01, 2035

August 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE KALB IN
Recording DateAug 26, 2025
Property Address606 E KEYSER ST, GARRETT, IN 46738-1606
Document Number0202504256
Instrument DateAug 22, 2025
Instrument202504256
Transaction TypeTransfer
Record UpdatedOct 22, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address606 E KEYSER ST, GARRETT, IN 46738-1606

Mortgage

Document Number0202504257
DateAug 26, 2025
Instrument202504257
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2055

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE KALB IN
Recording DateNov 22, 2019
Property Address606 E KEYSER ST, GARRETT, IN 46738-1606
Document Number0201906022
Instrument DateNov 19, 2019
Instrument201906022
Transaction TypeTransfer
Record UpdatedOct 06, 2025

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address606 E KEYSER ST, GARRETT, IN 46738-1606

Mortgage

Document Number0201906023
DateNov 22, 2019
Instrument201906023
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2049

Tax Assessment & Valuation

Source: DeKalb County records · Assessment roll updated June 19, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIndiana
CountyDeKalb County
County SubdivisionKeyser Township
MunicipalityGarrett City
Unified School DistrictGarrett-Keyser-Butler Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,359.00 (+9.42%)$176,400 (+14.25%) Land $39,800 Building $136,600$176,400 (+14.25%) Land $39,800 Building $136,600
2024$1,242.00 (+24.45%)$154,400 (+13.36%) Land $34,700 Building $119,700$154,400 (+13.36%) Land $34,700 Building $119,700
2023$998.00 (-14.04%)$136,200 (+19.47%) Land $30,200 Building $106,000$136,200 (+19.47%) Land $30,200 Building $106,000
2022$1,161.00$114,000 Land $24,700 Building $89,300$114,000 Land $24,700 Building $89,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 27, 2018 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
City of Auburn
Fiber
1,000 / 1,000
Mediacom Communications
Cable
1,000 / 50
Defiance Holdings
Fixed Wireless
200 / 50
Mercury Broadband
Fixed Wireless
150 / 20
AT&T
Fixed Wireless
100 / 20

Based on FCC filings for 613 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemGARRETT WATER UTILITY
serves 6,390 people
Water SourceGroundwater
Last State InspectionAug 2023
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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