614 E Keyser St, Garrett, IN 46738 Property Records

DeKalb County property record for 614 E Keyser St, Garrett, IN 46738

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,760 sqft · built 1928
Lot Size0.096 acres (4,182 sqft)
OwnerIndividual Name on Record
Last Sale$99,500 (Sep 2017)
Tax Bill$1,454 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Sep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN17-09-03-134-024.000-013

Property Details

APN / Parcel Number

Primary APN17-09-03-134-024.000-013
Alternative APN
  • 260903134024

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area1,760 sqft Living Area
1st Floor Area1,760 sqft
AtticAttic
Attic Area264 sqft
Basement Area748 sqft
Unfinished Basement748 sqft

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1980
Construction TypeWood
Roof MaterialAsphalt
Lot Area4,182 sqft (0.096 acres)
Lot Dimensions140 ft deep x 30 ft wide
Garage TypeDetached
Garage Area960 sqft
Parking Spaces3 Parking Spaces
Pool TypeAbove-Ground Pool

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number260903134024
Street Address614 E KEYSER ST
CityGARRETT
StateIN
Zip46738-1606
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKEY 2ND ADD LOT 10 BLOCK 90
Legal SubdivisionKEY 2ND ADD
Legal Block90
Legal Lot Number10
JurisdictionDE KALB IN
Township / Civil DivisionKEYSER
Census Block Group2
Census Block2029
Census Tract20602

Owner

Source: DeKalb County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address614 E KEYSER ST, GARRETT, IN 46738-1606
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2026Deed of Trust, Mortgage · Line of Credit
MORTGAGE MORTGAGE
Sep 12, 2017Intrafamily Transfer, Transfer · FHA Mortgage
UNION SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 12, 2017 · Amount on Record
Deed SaleSep 12, 2017 · Amount on Record
Deed Document Number20175010
Prior Transfer DateSep 8, 2017
Prior Transfer Doc201705010
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IN
Recording DateJun 29, 2026
Property Address614 E KEYSER ST, GARRETT, IN 46738-1606
Document Number0000003371
Instrument DateJun 23, 2026
Instrument20263371
Transaction TypeMortgage
Record UpdatedJul 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address614 E KEYSER ST, GARRETT, IN 46738-1606

Mortgage

Document Number0000003371,
DateJun 29, 2026
Instrument20263371
Lender
NameMORTGAGE MORTGAGE
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJun 23, 2046
Interest
Rate6.53%
Max Rate-1%

September 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDE KALB IN
Recording DateSep 12, 2017
Property Address614 E KEYSER ST, GARRETT, IN 46738-1606
Document Number201705010
Instrument DateSep 8, 2017
Instrument201705010
Transaction TypeTransfer
Record UpdatedNov 29, 2021
Title CompanyTRADEMARK TITLE INC, TRADEMARK TITLE

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address614 E KEYSER ST, GARRETT, IN 46738-1606

Mortgage

Document Number201705011
DateSep 12, 2017
Instrument201705011
Lender
NameUNION SAVINGS BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2047

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyDeKalb County
County SubdivisionKeyser Township
MunicipalityGarrett City
Unified School DistrictGarrett-Keyser-Butler Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,454.00 (+27.88%)$186,400 (+28.2%) Land $19,900 Building $166,500$186,400 (+28.2%) Land $19,900 Building $166,500
2024$1,137.00 (+23.05%)$145,400 (+11.85%) Land $17,300 Building $128,100$145,400 (+11.85%) Land $17,300 Building $128,100
2023$924.00 (+7.57%)$130,000 (+16.7%) Land $15,100 Building $114,900$130,000 (+16.7%) Land $15,100 Building $114,900
2022$859.00$111,400 Land $12,400 Building $99,000$111,400 Land $12,400 Building $99,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 27, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGARRETT WATER UTILITY
serves 6,390 people · EPA ID IN5217004
Water SourceGroundwater
Last State InspectionAug 2023
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 613 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Auburn Essential Services
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
MetaLINK Technologies
Fixed Wireless
200 / 50
Mercury Fiber
Fixed Wireless
150 / 20
AT&T
Fixed Wireless
100 / 20

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