DeKalb County property record for 401 E Keyser St, Garrett, IN 46738
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,300 sqft · built 1890 |
| Lot Size | 0.086 acres (3,746 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $77,000 (Dec 2011) |
| Tax Bill | $2,054 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage May 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-09-03-137-001.000-013 |
| Primary APN | 17-09-03-137-001.000-013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,300 sqft Living Area |
| 1st Floor Area | 3,300 sqft |
| Basement Area | 1,800 sqft |
| Unfinished Basement | 1,800 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1970 |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 3,746 sqft (0.086 acres) |
| Lot Dimensions | 125 ft deep x 30 ft wide |
| Garage Type | Detached |
| Garage Area | 1,008 sqft |
| Parking Spaces | 3 Parking Spaces |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Other |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 260903137001 |
|---|---|
| Street Address | 401 E KEYSER ST |
| City | GARRETT |
| State | IN |
| Zip | 46738-1511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KEY ADD LOT 1 BLOCK 61 |
| Legal Subdivision | KEYSERS FIRST ADDITION |
| Legal Block | 61 |
| Legal Lot Number | 1 |
| Jurisdiction | DE KALB IN |
| Township / Civil Division | KEYSER |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 20602 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Garrett Historic District listed 1983 · 925 contributing resources · NRIS 83000121 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: DeKalb County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 401 E KEYSER ST, GARRETT, IN 46738-1511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2026 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION |
| May 6, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 2011 · Amount on Record |
| Deed Sale | Dec 1, 2011 · Amount on Record |
| Prior Sale | Nov 29, 2011 · Amount on Record |
| Deed Document Number | 20116034 |
| Prior Transfer Date | Jul 21, 2010 |
| Prior Transfer Doc | 0000003708 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IN |
| Recording Date | Jul 14, 2026 |
| Property Address | 401 E KEYSER ST, GARRETT, IN 46738-1511 |
| Document Number | 0000003726 |
| Instrument Date | May 20, 2026 |
| Instrument | 20263726 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 401 E KEYSER ST, GARRETT, IN 46738-1511 |
| Document Number | 0000003726, |
|---|---|
| Date | Jul 14, 2026 |
| Instrument | 20263726 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 1, 2041 |
| Rate | 5.58% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DE KALB IN |
| Recording Date | May 6, 2026 |
| Property Address | 401 E KEYSER ST, GARRETT, IN 46738-1511 |
| Document Number | 0202602278 |
| Instrument Date | May 1, 2026 |
| Instrument | 20262278 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 401 E KEYSER ST, GARRETT, IN 46738-1511 |
Source: DeKalb County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | DeKalb County |
| County Subdivision | Keyser Township |
| Municipality | Garrett City |
| Unified School District | Garrett-Keyser-Butler Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,054.00 (-2.05%) | $243,800 (+6.93%) Land $18,000 Building $225,800 | $243,800 (+6.93%) Land $18,000 Building $225,800 |
| 2024 | $2,097.00 (+5.75%) | $228,000 (+1.33%) Land $18,000 Building $210,000 | $228,000 (+1.33%) Land $18,000 Building $210,000 |
| 2023 | $1,983.00 (-11.71%) | $225,000 (+7.6%) Land $17,500 Building $207,500 | $225,000 (+7.6%) Land $17,500 Building $207,500 |
| 2022 | $2,246.00 | $209,100 Land $15,800 Building $193,300 | $209,100 Land $15,800 Building $193,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 27, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no wildfire likelihood modeled here |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARRETT WATER UTILITY serves 6,390 people · EPA ID IN5217004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 613 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Auburn Essential Services Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| MetaLINK Technologies Fixed Wireless | 200 / 50 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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