DeKalb County property record for 515 E Keyser St, Garrett, IN 46738
| Property Type | Residential Vacant Land |
|---|---|
| Details | built 1981 |
| Lot Size | 0.043 acres (1,873 sqft) |
| Owner | Individual Name on File |
| Last Sale | $218,500 (Oct 2025) |
| Tax Bill | $128 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Sep 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-09-03-138-013.000-013 |
| Primary APN | 17-09-03-138-013.000-013 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 7 Plumbing Fixtures |
|---|
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Lot Area | 1,873 sqft (0.043 acres) |
| Lot Dimensions | 30 ft deep x 62 ft wide |
| Garage Type | Detached |
| Garage Area | 308 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | 260903138013 |
|---|---|
| Street Address | E KEYSER ST |
| City | GARRETT |
| State | IN |
| Zip | 46738 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | KEY 1ST ADD W1/2 LOT 19 BLOCK 66 |
| Legal Subdivision | KEY 1ST ADD |
| Legal Block | 66 |
| Legal Lot Number | 19 |
| Jurisdiction | DE KALB IN |
| Township / Civil Division | KEYSER |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 20602 |
Source: DeKalb County records · APN 17-09-03-138-013.000-013
Assessment roll updated June 19, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 515 E KEYSER ST, GARRETT, IN 46738-1555 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 31, 2025 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Sep 04, 2020 | Limited Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Jun 17, 2016 | Warranty Deed, Transfer TITAN TITLE SERVICES LLC |
| Jan 12, 2016 | Warranty Deed, Transfer |
| Nov 09, 2015 | Sheriff's Deed, Foreclosure |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 31, 2025 · Amount on Record |
| Deed Sale | Oct 31, 2025 · Amount on Record |
| Prior Sale | Sep 04, 2020 · Amount on Record |
| Deed Document Number | 20255595 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE KALB IN |
| Recording Date | Oct 31, 2025 |
| Property Address | E KEYSER ST, GARRETT, IN 46738 |
| Document Number | 0202505595 |
| Instrument Date | Oct 27, 2025 |
| Instrument | 202505595 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 515 E KEYSER ST, GARRETT, IN 46738-1555 |
| Investor | Possibly a Property Investor |
| Document Number | 0202505596 |
|---|---|
| Date | Oct 31, 2025 |
| Instrument | 202505596 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | DE KALB IN |
| Recording Date | Sep 04, 2020 |
| Property Address | E KEYSER ST, GARRETT, IN 46738 |
| Document Number | 0202005541 |
| Instrument Date | Sep 02, 2020 |
| Instrument | 202005541 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 515 E KEYSER ST, GARRETT, IN 46738-1555 |
| Document Number | 0202005542 |
|---|---|
| Date | Sep 04, 2020 |
| Instrument | 202005542 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE KALB IN |
| Recording Date | Jun 17, 2016 |
| Property Address | E KEYSER ST, GARRETT, IN 46738 |
| Document Number | 0201603162 |
| Instrument Date | Jun 10, 2016 |
| Instrument | 201603162 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2026 |
| Title Company | TITAN TITLE SERVICES LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 604 S FRANKLIN ST, GARRETT, IN 46738-1530 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE KALB IN |
| Recording Date | Jan 12, 2016 |
| Property Address | E KEYSER ST, GARRETT, IN 46738 |
| Document Number | 0201600211 |
| Instrument Date | Jan 07, 2016 |
| Instrument | 201600211 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1021 S CALHOUN ST # 1, 1, FORT WAYNE, IN 46802-3004 |
| Investor | Possibly a Property Investor |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | DE KALB IN |
| Recording Date | Nov 09, 2015 |
| Property Address | E KEYSER ST, GARRETT, IN 46738 |
| Document Number | 0201506014 |
| Instrument Date | Oct 22, 2015 |
| Instrument | 201506014 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 12, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 515 E KEYSER ST, GARRETT, IN 46738-1555 |
Source: DeKalb County records · Assessment roll updated June 19, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | DeKalb County |
| County Subdivision | Keyser Township |
| Municipality | Garrett City |
| Unified School District | Garrett-Keyser-Butler Community Schools (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $128.00 (+13.27%) | $6,400 (+14.29%) Land $6,400 | $6,400 (+14.29%) Land $6,400 |
| 2024 | $113.00 (-7.38%) | $5,600 (-) Land $5,600 | $5,600 (-) Land $5,600 |
| 2023 | $122.00 (+15.09%) | $5,600 (+12%) Land $5,600 | $5,600 (+12%) Land $5,600 |
| 2022 | $106.00 | $5,000 Land $5,000 | $5,000 Land $5,000 |
Source: FEMA National Flood Hazard Layer as of July 27, 2018 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Garrett Historic District listed 1983 · 925 contributing resources · NRIS 83000121 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| City of Auburn Fiber | 1,000 / 1,000 |
| Mediacom Communications Cable | 1,000 / 50 |
| Defiance Holdings Fixed Wireless | 200 / 50 |
| Mercury Broadband Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 613 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GARRETT WATER UTILITY serves 6,390 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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