6 Division St, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 6 Division St, Lancaster, NY 14086

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,594 sqft · built 1910
Lot Size	0.07 acres (3,060 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Sep 2022)
Tax Bill	$4,487 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`145203 104.15-11-35`

Property Details

APN / Parcel Number

Primary APN	`145203 104.15-11-35`
Alternative APN	`52031041500011035000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,594 sqft Living Area
1st Floor Area	797 sqft
2nd Floor Area	797 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 2010
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,060 sqft (0.07 acres)
Lot Dimensions	68 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	172 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	6 DIVISION ST
City	LANCASTER
State	NY
Zip	14086-1910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SC10 504 45 X 68
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	11
Legal Lot Number	35.000
Jurisdiction	ERIE NY
Township / Civil Division	LANCASTER
Census Block Group	3
Census Block	3004
Census Tract	14400

Owner

Source: Erie County and Lancaster Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6 DIVISION ST, LANCASTER, NY 14086-1910
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2022	Warranty Deed, Transfer · Conventional Mortgage M & T BANK
Jul 14, 2020	Quit Claim Deed, Transfer EVANS BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2022 · Amount on Record
Deed Sale	Sep 16, 2022 · Amount on Record
Prior Sale	Jul 11, 2014 · Amount on Record
Deed Document Number	2022177026
Deed Book / Page	11407 / 7966
Prior Transfer Date	Jul 7, 2020
Prior Transfer Doc	0113628503
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Sep 16, 2022
Property Address	6 DIVISION ST, LANCASTER, NY 14086-1910
Document Number	0114077966
Book / Page	11407 / 7966
Instrument Date	Sep 15, 2022
Instrument	2022177026
Transaction Type	Transfer
Record Updated	Dec 7, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	35 SQUIRREL RUN, 35, LANCASTER, NY 14086-3247

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 DIVISION ST, LANCASTER, NY 14086-1910

Mortgage

Document Number	0140678902
Date	Sep 16, 2022
Instrument	14067/8902

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Oct 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.1%
Index	Other
Margin	3
Max Rate	10.1%

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ERIE NY
Recording Date	Jul 14, 2020
Property Address	6 DIVISION ST, LANCASTER, NY 14086-1910
Document Number	0113628503
Book / Page	011362 / 008503
Instrument Date	Jul 7, 2020
Transaction Type	Transfer
Record Updated	Jul 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 DIVISION ST LANCASTER NY 140861910, LANCASTER, NY 14086-1910

Mortgage

Document Number	139468996
Date	Jul 14, 2020
Book Page	013946/008996

Lender

Name	EVANS BK NA
Type	Bank
Address	HAMBURG, NY 14075

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 13, 2035

Tax Assessment & Valuation

Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Lancaster Town
Municipality	Lancaster Village
Unified School District	Lancaster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,487.00 (+189.3%)
2025	$1,551.00 (-64.33%)	$128,000 (-) Land $10,500 Building $117,500	$200,000 (+12.49%) Land $16,406 Building $183,594
2024	$4,348.00	$128,000 (-) Land $10,500 Building $117,500	$177,800 (+4.16%) Land $14,585 Building $163,215
2023		$128,000 Land $10,500 Building $117,500	$170,700 Land $14,003 Building $156,697

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1996–2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2004 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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