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5 Division St, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 5 Division St, Lancaster, NY 14086 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,712 sqft · built 1877
Lot Size0.279 acres (12,118 sqft)
OwnerIndividual Name on File
Last Sale$80,000 (Sep 2007)
Tax Bill$3,590 (2025)
Deeds & MortgagesOct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN145203 104.15-11-25

Property Details

APN / Parcel Number

Primary APN145203 104.15-11-25
Alternative APN
  • 52031041500011025000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,712 sqft Living Area
1st Floor Area846 sqft
2nd Floor Area866 sqft

Exterior

Year BuiltBuilt 1877
Effective Year BuiltEffective 1877
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Lot Area12,118 sqft (0.279 acres)
Lot Dimensions145 ft deep x 83.3 ft wide
Garage TypeDetached
Garage Area294 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area1,555 sqft

Utilities, Heating & Cooling

Heating SystemHVAC
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address5 DIVISION ST
CityLANCASTER
StateNY
Zip14086-1909
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSC10 504 42 83.3X 135
Legal Block11
Legal Lot Number25.000
JurisdictionERIE NY
Township / Civil DivisionLANCASTER
Census Block Group3
Census Block3004
Census Tract14400

Owner

Source: Erie County and Lancaster Town records · APN 145203 104.15-11-25

Assessment roll updated May 19, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5 DIVISION ST, LANCASTER, NY 14086-1909
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 13, 2007 · Amount on Record
Deed SaleSep 13, 2007 · Amount on Record
Prior SaleFeb 10, 2006 · Amount on Record
Deed Document Number2007195562
Deed Book / Page11134 / 5868
Record UpdatedJun 08, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address5 DIVISION ST, LANCASTER, NY 14086-1909
Document Number0138321680
Book / Page013832 / 001680
Instrument DateOct 16, 2017
Transaction TypeMortgage
Record UpdatedJan 03, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 DIVISION ST LANCASTER NY 140861909, LANCASTER, NY 14086-1909

Mortgage

Document Number0138321680
DateOct 20, 2017
Book Page013832/001680
Lender
NameM&T BK
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 19, 2032

Tax Assessment & Valuation

Source: Erie County and Lancaster Town records · Assessment roll updated May 19, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
County SubdivisionLancaster Town
MunicipalityLancaster Village
Unified School DistrictLancaster Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,590.00 (-21.34%)$135,000 (-) Land $33,100 Building $101,900$210,938 (+12.5%) Land $51,719 Building $159,219
2024$4,564.00 Homeowner's exemption$135,000 (-) Land $33,100 Building $101,900$187,500 (+4.17%) Land $45,972 Building $141,528
2023Homeowner's exemption$135,000 Land $33,100 Building $101,900$180,000 Land $44,133 Building $135,867

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Erie County (36029C), updated November 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360290144003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies7 in force
Nearby Flood Claims2 (1996–2004)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2004, other causes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 462 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
GoNetspeedFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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