Erie County and Lancaster Town property record for 10 Division St, Lancaster, NY 14086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,599 sqft · built 1900 |
| Lot Size | 0.154 acres (6,680 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $100,500 (Jul 2010) |
| Tax Bill | $4,518 (2026) |
| Deeds & Mortgages | May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 145203 104.15-11-33 |
| Primary APN | 145203 104.15-11-33 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,599 sqft Living Area |
| 1st Floor Area | 1,032 sqft |
| 2nd Floor Area | 567 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,680 sqft (0.154 acres) |
| Lot Dimensions | 167 ft deep x 40 ft wide |
| Porch | Porch |
| Porch Area | 72 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 10 DIVISION ST |
|---|---|
| City | LANCASTER |
| State | NY |
| Zip | 14086-1910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | SC10 504 15 4O X 167 |
| Legal Subdivision | THE HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 11 |
| Legal Lot Number | 33.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 14400 |
Source: Erie County and Lancaster Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10 DIVISION ST, LANCASTER, NY 14086-1910 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 26, 2010 · Amount on Record |
| Deed Sale | Jul 26, 2010 · Amount on Record |
| Prior Sale | Jan 28, 2010 · Amount on Record |
| Deed Document Number | 2010131915 |
| Deed Book / Page | 11185 / 4243 |
| Prior Transfer Date | Apr 20, 2009 |
| Prior Transfer Doc | 0111674137 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 10 DIVISION ST, LANCASTER, NY 14086-1910 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Name | Verified Name |
|---|---|
| Address | 10 DIVISION ST, LANCASTER, NY 14086-1910 |
| Document Number | 0140523219 |
|---|---|
| Date | May 13, 2022 |
| Book Page | 14052/3219 |
| Instrument | 2022094400 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Lancaster Town |
| Municipality | Lancaster Village |
| Unified School District | Lancaster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,518.00 (+30.99%) Homeowner's exemption | ||
| 2025 | $3,449.00 (-21.24%) | $129,000 (-) Land $23,000 Building $106,000 | $201,563 (+12.48%) Land $35,938 Building $165,625 |
| 2024 | $4,379.00 Homeowner's exemption | $129,000 (-) Land $23,000 Building $106,000 | $179,200 (+4.19%) Land $31,950 Building $147,250 |
| 2023 | Homeowner's exemption | $129,000 Land $23,000 Building $106,000 | $172,000 Land $30,667 Building $141,333 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (1996–2004) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2004 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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