15 Division St, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 15 Division St, Lancaster, NY 14086

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,000 sqft · built 1893
Lot Size	0.187 acres (8,109 sqft)
Owner	Individual Name on File
Tax Bill	$3,659 (2025)
Flood Zone	Zone X (minimal risk)
APN	`145203 104.15-11-27`

Property Details

APN / Parcel Number

Primary APN	`145203 104.15-11-27`
Alternative APN	`52031041500011027000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,000 sqft Total Area
1st Floor Area	1,216 sqft
2nd Floor Area	784 sqft

Exterior

Year Built	Built 1893
Effective Year Built	Effective 1893
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	8,109 sqft (0.187 acres)
Lot Dimensions	158 ft deep x 51 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	216 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	15 DIVISION ST
City	LANCASTER
State	NY
Zip	14086-1909
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Description	SC10 504 40 51 X 158
Legal Block	11
Legal Lot Number	27.000
Jurisdiction	ERIE NY
Township / Civil Division	LANCASTER
Census Block Group	3
Census Block	3004
Census Tract	14400

Owner

Source: Erie County and Lancaster Town records · APN 145203 104.15-11-27

Assessment roll updated May 19, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	15 DIVISION ST, LANCASTER, NY 14086-1909
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Erie County and Lancaster Town records · Assessment roll updated May 19, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Lancaster Town
Municipality	Lancaster Village
Unified School District	Lancaster Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,659.00 (-18.76%)	$120,000 (-) Land $27,400 Building $92,600	$187,500 (+12.48%) Land $42,812 Building $144,688
2024	$4,504.00 Homeowner's exemption Senior Citizen's exemption	$120,000 (-) Land $27,400 Building $92,600	$166,700 (+4.19%) Land $38,063 Building $128,637
2023	Homeowner's exemption Senior Citizen's exemption	$120,000 Land $27,400 Building $92,600	$160,000 Land $36,533 Building $123,467

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 20, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1996–2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2004 · other causes

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 462 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ECWA DIRECT public/private · serves 313,380 people
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.